Derek Loux at Realty Executives Platinum Agents

05/19/2026

There’s something about spring that makes a fresh, clean home feel even more satisfying. 🌷 A little seasonal maintenance can go a long way in helping your space feel brighter, more inviting, and well cared for. It’s also one of the easiest ways to refresh your home’s appearance without taking on a major project. Sometimes the smallest updates make the biggest difference. call me today mobile 201-230-3365 or office 973-887-0095!

05/18/2026

Jump-start your home-buying journey by getting preapproved! 🚀 Gathering key documents like your ID, social security number, and list of current debts can speed up the process and bring you one step closer to your dream home. Ready to make your move? Contact me today to get started! call me mobile 201-230-3365 or office 973-887-0095!

04/22/2026

Big decisions can come with a lot of emotions, and having the right guidance can help keep everything feeling steady and clear 🌎🏡 I’m here to help you stay focused on what matters most while navigating each step with confidence. Whether you’re buying, selling, or just exploring your options, having a grounded approach makes all the difference. You don’t have to go through it alone. Send me a message if you’re ready to take the next step! call me today Derek 201-230-3365!

03/31/2026

Understanding the lingo is such an important part of feeling confident in the homebuying process 🏡✨ The more familiar you are with how everything works, the easier it is to make decisions that truly fit your goals and lifestyle. And don’t worry—you don’t have to have it all memorized, that’s what I’m here for! I’m always happy to break things down in a way that actually makes sense. Send me a message if you want help navigating the details! Call me today 201-230-3365!

04/13/2025

12/21/2024

Home coming on 2025 in Parsippany nice level lot close to all highways and shopping. Time to make some changes and pick some options. Ground breaking to start first quarter of the year! Call Derek 201-230-3365 for any and all questions starting at $1.3.

09/29/2024

Will be listing a one bedroom apt in Lake Hiawatha very soon for $1800 plus utilities. No pets and non smoker.

07/11/2023

Embrace Home Loan’s Appraisal Waiver program continues to be the reason many buyers are winning bidding wars! Are your clients taking advantage of everything available to them to win?

Don’t be fooled by other lender’s attempts to replicate our program! Despite what they say, they will not do what we do! We are the only lender in the industry who will assume all risk on the client’s behalf if the home underappraises!

This is our own propriety program. Let us show you how it works by helping your next buyer get their offer accepted!

What we do:
1. We pre-approve your buyers and they are overjoyed with the care and attention they receive from us!
2. When preparing an offer on a home, provide us with the property address, offer price and down payment
3. We’ll run our own internal valuation of the property and if we feel confident the home will appraise then,
4. We’ll issue a value certificate to the client and prepare a Pre-Approval Letter stating the offer is not contingent on the appraised value

In 2022, 72% of client offers qualified for an appraisal waiver with us!

Contact me to learn more and start winning more bidding wars today!

Check out all these home we issued appraisal waivers for in the month of June:



Michael Puorro – Sales Manager
NMLS #267438
(973) 699-6436 – cell
(855) 460-7151 – e-fax
[email protected]

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07/02/2023

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Markets in a Minute

06/06/2023

Move Your Buyers in With 1% Down



Your buyers don’t need a big down payment.

With our Conventional 1% Down loans, your eligible buyers can purchase their dream home with just 1% down — their lender pays an additional 2% to give them a total of 3% down at closing. Plus, they can use gift funds and down payment assistance programs to cover their entire down payment. It’s a great way to get more buyers into the home of their dreams while keeping money in their pocket.



Give me a call today to learn more about this exciting opportunity for your buyers.



Broker Image
Sea View Mortgage, Inc.
Gary Fish
(w) 732-580-5667
(c) 732-580-5667
[email protected]
https://www.blink.mortgage/app/signup/p/seaviewmortgageinc/ga
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