06/11/2026
They’re not giving you $20,000. They’re investing $20,000 into acquiring a customer who could pay them hundreds of thousands or even millions over the life of a mortgage.
Banks aren’t charities. If an offer looks unbelievably generous, there’s usually a reason they’re willing to put that much money on the table. The real question isn’t what you’re getting today. It’s what you’re agreeing to tomorrow.