05/21/2026
Your mortgage rate isn’t just a random number, and even a small difference can cost you BIG over time. 🏡💰
Before you buy, make sure you understand what lenders are actually looking at:
✔️ Credit score
✔️ Down payment
✔️ Debt-to-income ratio
✔️ Loan type
✔️ Current market conditions
The truth is, getting your finances in order BEFORE house hunting can save you tens of thousands over the life of your loan.
If you’re thinking about buying and want guidance on where to start, I’m always happy to help. 🤍
Sophie Mehtemetian
Coldwell Banker
CalBRE #01936196