03/20/2025
🏡 BUYING A HOME? Let’s talk mortgage math! 💰✨
You’ve found your dream home—but can you really afford it? 👀 Use the 28/36 Rule to keep your mortgage (and budget) in check! ✅
📊 28% Rule → Your mortgage payment (including taxes & insurance) should be no more than 28% of your gross income.
⚖ 36% Rule → Your total monthly debt (mortgage + other loans) should stay below 36% of your income.
💡 PLUS, don’t forget those sneaky hidden costs—maintenance, utilities, and unexpected repairs!
🚀 Want to buy smart & stress-free? SAVE this post & tag your home-buying buddy! 🏡💙