We work with buyers, sellers, landlords, and tenants. Our services include but are not limited to residential, commercial, land/acreage, property management, etc. We would be more than glad to help you in Pearland, Alvin, Lake Jackson, Cypress, Houston and many other surrounding areas. Our agents are very well experienced and have been in this business for years. We focus on quality and customer s
atisfaction. We are determined and driven to put smiling faces on all of our clients while meeting/exceeding their expectations. Well, RE/MAX PEARLAND has a possible solution and it has helped many people that have had credit issues, lack of down payment, or just plain are hesitant to ask for help. I want to let you know that I am committed to helping people get into homeownership and sometimes it does take time and a little effort. However, nothing is ever accomplished unless you have help from a professional sometimes and a roadmap and direction on how it can be done...and it's easier than you think!!! I have a variety of resources that can help with all kinds of issues. Some are simpler than you can ever imagine. My job often involves just counseling people on how to get to homeownership and, for me, that is the most rewarding. The truth is there is help for everyone and it never hurts to call and find out what can be done for you!!! Tips for Buying
Homeowners insurance:
7 tips for Texans
Save on homeowners insurance
Here are seven ways to cut the cost of your home insurance from helpinsure.com, a Texas consumer-friendly Internet site:
1. Check with several different home insurance companies to get rate quotes. (An independent insurance agent can provide rate quotes from a variety of companies.) And definitely do it well before your policy expires, just in case you run into any snags along the way.
2. Raise your deductible
The deductible is the amount of money you have to pay toward a loss before your insurance kicks in. Home insurance deductibles usually start around $250 However, if you increase your deductible to:
$500, you’ll save up to 12% on your premiums
$1,000, Save up to 24%
$2,500, Save up to 30%
$5,000, Save up to 37%
3. Buy your home and auto policies from the same company
Many companies will give what’s called a “multi-line” discount if you buy both homeowner insurance and auto coverage from them.
4. Don’t skimp when buying a home
If you’re looking at buying a home, think about the cost of insuring the home. A newer home’s electrical, heating, and plumbing systems and overall structure are likely to be in better condition than those of an older home – and can lead to a discount on your premiums.
5. Insure your home, not the land
While your home and its contents are at risk from fire, theft, windstorms, and other perils, the land your home sits on is not. Don’t include the value of the land in deciding how much home insurance you need to buy.
6. Improve security and safety
Items such as dead-bolt locks, burglar alarms, and smoke detectors can usually bring discounts of 5% each. Your insurance company may also offer a significant discount of 15% or sometimes even 20% if you install a sophisticated home-security system.
7. Check your policy annually
Your policy should reflect the value of your home and belongings. If you review your policy every year; you can easily make the necessary adjustments. If, for example, you just sold a valuable painting, you won’t need the same amount of personal property coverage. But if you’ve added a garage or other addition, you’ll need to increase your dwelling coverage.
