Val VanZyl Realtor

08/12/2025

Sums it up!

04/27/2024

It’s a great time to check it out on a Saturday 😊

03/07/2024

Supreme Cooking Haven 🥰😊😘

03/07/2024

So Beautiful ❤️

06/12/2023

07/28/2021

A high credit score is NOT an indicator of financial success.

A credit score is an "I ❤️ DEBT" score, and you don't need one.

It has nothing to do with how much money you have in the bank. You could get a million dollar raise today, and it wouldn't impact your credit score one bit. All a credit score represents is your relationship with debt. It's based on how many times you've borrowed money and paid it back, so you could borrow more money and pay that back, and continue to dive deeper and deeper into debt. Chasing a high credit score is ridiculous. It makes the banks richer and richer and pushes you further and further away from your goals. It's time to stop playing the credit score game and take back YOUR money. Pay off debt as fast as you can, and don't look back.

You know what you have when you don't have payments?... MONEY!

I have a zero credit score, and I'm doing just fine.

Yes, you can still rent a car, or an apartment, or even get a mortgage without a credit score. It takes a little more effort to live a life without a credit score, but it's a heck of a lot better than owing people money for the rest of your life.