08/06/2026
Good news for Florida homeowners and homebuyers!
Florida’s insurance market is showing signs of improvement. Since recent insurance reforms, 20+ new insurance companies have entered the state, and several existing insurers have announced rate decreases.
While premiums will still vary based on your home’s location, age, condition, and other risk factors, increased competition means:
✅ More insurance options
✅ Better opportunities to compare rates
✅ Potentially lower costs for some homeowners
✅ Easier access to the coverage needed to purchase a home
If you’ve been putting off buying a home—or haven’t shopped your homeowners insurance lately—now may be a great time to explore your options.
Have questions about buying, selling, or navigating today’s Florida market? I’d be happy to help!
Florida property insurance lawsuits decline
Florida’s share of property insurance lawsuits has fallen sharply, a sign of market stability that could mean more coverage options and fewer closing delays.