PMJ Properties

03/24/2026

I’m a landlord. It’s a tough business. I had a tenant, Mr. Johnson. he was never late on rent for 5 years. Then, the checks stopped. I went to his apartment. He didn’t open the door. I used my key. The apartment was empty. No furniture. Just a mattress on the floor and Mr. Johnson sitting on it. “I’m sorry,” he said, looking down. “My fiancé got sick. The medication… I sold everything. I’ll leave today.” I looked at the empty room. I went to my truck. I grabbed my tools. “I’m not kicking you out,” I said. “But I am lowering the rent.” He still looked terrified. “I’m lowering it to $0 for the next six months for you.” He started to cry. “And,” I added, “I’ve got an extra sofa in storage. And a table. Let’s get this place looking like a home again.” That was 2 years ago. His fiancé recovered & they’re married now. He’s back on his feet. He insists on paying me double rent now to "pay back the debt." I put the extra money into a fund for other tenants who struggle.
A roof over someone’s head is a business. Keeping a roof over their head when they’re drowning in this world? That’s a duty.

03/24/2026

Another successful transaction! We were able to help a seller AND a buyer!

I received a call from a lady who needed to put her mother in assisted living. Her mother had dementia and it was becoming very difficult to take care of her. She had to sell the house for cash and show that the money was in the bank in order for the assisted living facility to accept her. I was able to find out what she wanted, looked at the house, agreed on a price, and put it under contract.

Meanwhile, a house flipper had just finished selling a flip down the street from that one, and was looking for another one. He wanted to close quickly so that he could start working on it. We agreed on a price, I brought all the documents to the title company, and it closed in two weeks!

Call now to connect with business.

01/19/2026

Lease to own property available!
Looking for a path to homeownership but dealing with credit challenges?
We have 3 bedroom / 1 bathroom home available in the Englewood area of Pensacola which may be a good fit for you!
This is a lease-to-own opportunity, not a traditional rental.

Monthly Payment: $1,440
Available: February 15

Property Highlights:
• 3 Bedrooms / 1 Bathroom
• Updated interior
• Fenced and landscaped yard
• New flooring throughout
• New kitchen
• Updated bathroom and bedrooms

Important – Please Read:

The home is livable but some carpentry repairs are still needed. The price and terms reflect this.

Ideal Buyer:
• Bad credit is OK
• Must have cash available (for option consideration and move-in)
• Stable income required. We check references
• Long-term mindset – this is for someone who wants to own

Serious inquiries only.
[email protected]
850-462-3890

12/28/2025

If you are making a profit when selling your house, you may be subject to capital gains tax. (For example, you sell with a realtor to a buyer who is financing, or if you sell for a cash offer).

You will want to know how much it will be, so you can make a better decision, and it can be complicated to figure out.

This article explains it as simple as I have found, to help you make your decision!

To lessen the damage from capital gains tax, you could consider doing a 1031 exchange, or selling with financing. Contact me if you want more info.

12/09/2025

I just finished a booklet to help people who are selling their houses by owner. If you or someone you know is selling their house without a realtor, send me a Facebook DM or email me at [email protected] and I will send it to you.

Includes checklists for showing, for marketing, and for pricing, among many other tips. Here's a screenshot of the first page....