Aurelio Duarte-Encinas - Real Estate Agent at EXP Realty in Tucson

05/20/2025

What Buyers Need To Know About Homeowners Association Fees

Before buying a home in an HOA community, it’s a good idea to review the rules and fees so you know exactly what’s included, how that fits into your overall budget, and what restrictions may apply.

Would you rather pay an HOA fee for added perks, or skip it and have full control over your property? Let’s talk about what’s best for you.

When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees.

05/20/2025

Are you wondering what to expect from the housing market in the second half of the year? Here’s what the experts say.

Forecasts show rates should come down slightly, inventory will continue to improve, and price growth will slow down.

If you have questions about what’s ahead or what it means for your move, DM me or drop a comment below.

05/16/2025

Housing Market Forecasts for the Second Half of 2025

The latest 2025 forecasts show mortgage rates are projected to come down slightly and price growth will moderate. Want to know what this could mean for your plans? Let’s talk through it together.

05/15/2025

Housing Market Forecasts for the Second Half of the Year

So, if you want or need to move this year, know that the experts say things should start looking up. Let’s connect so you can take advantage of any market shifts that work in your favor.

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move.

05/13/2025

Why Buyers Are More Likely To Get Concessions Right Now

Whether you’re looking at a newly built home or something a little older, there’s a good chance you can benefit from concessions or incentives.

If a seller or builder offered you something extra, what would make the biggest difference to help you move forward?

Let’s talk about it and see if it’s realistic based on inventory and competition in our local market.

Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more.

05/13/2025

If you could characterize how people feel about the housing market right now in one word, that word may be uncertain. And that’s not a comfortable feeling – especially if you’re thinking about making a move.

But expert forecasts can give you clarity on what’s ahead. If you’ve been feeling stuck or unsure, this might be exactly what you need.

Are you curious how the latest projections could impact your plans? DM me and let’s have a quick conversation.

05/09/2025

Why You’ll Want a Home Inspection

An inspection is an important part of the homebuying process. And it's one you don’t want to skip. Let’s connect to talk about other ways to make your offer stand out. 

05/08/2025

Stocks May Be Volatile, but Home Values Aren’t

A lot of people are feeling nervous about their finances right now. But there’s one reason for you to feel more secure – your investment in something that’s stood the test of time: real estate.

With all the uncertainty in the economy, the stock market has been bouncing around more than usual.

05/06/2025

The 20% Down Payment Myth, Debunked

Saving up for your first home can feel like a lot, especially if you’re still thinking you have to put 20% down. The truth is that’s a common myth. Many loan options require much less, and there are even programs out there designed to boost your savings too.

To learn more about what’s available and if you’d qualify for any down payment assistance programs, talk to a trusted lender.

Saving up to buy a home can feel a little intimidating, especially right now.

05/06/2025

Are you worried that today’s higher costs are going to lead to a big wave of foreclosures because homeowners will struggle to make their mortgage payments? Here’s what you need to know.

While it’s true foreclosure filings may be up slightly, data shows they’re nowhere near 2008 levels.

And here’s some more context you may not have heard. Unlike last time, most homeowners now have a lot of equity. That creates a financial cushion that helps give them options to avoid foreclosure.

If you have other questions about what you’re seeing or hearing about the housing market, DM me or drop them below.

05/02/2025

Your Home Equity Could Make Moving Possible

The average homeowner has $311K worth of equity built up. If you want to find out how much equity you have and how you can use it to fuel your move, let's connect.

05/01/2025

A Tale of Two Housing Markets

If you're ready to make a move, or even just thinking about it, let’s connect. That way, you’ll have someone to help you understand our local market and create a game plan that works for you.

What’s one thing you’re curious about when it comes to the market in our area?

For a long time, the housing market was all sunshine for sellers.