Desert Heroes Team

Desert Heroes Team Military realtors specializing in PCSing families at Luke AFB & Davis Monthan AFB. Buy | Sell | Rent

Make money while saving up for a down payment??⁠Yes, it’s possible! And it’s free, no-risk and you can withdraw the fund...
04/03/2024

Make money while saving up for a down payment??⁠
Yes, it’s possible! And it’s free, no-risk and you can withdraw the funds any time.⁠
Here’s the breakdown:⁠

Compare keeping $50,000 in a regular checking account versus stashing it in a High-Yield Savings Account (HYSA) like SoFi, which offers an impressive 4.6% interest rate (at the time of sharing this post). ⁠

After 5 years, that $50,000 in a checking account might barely keep pace with inflation, while the same amount in a HYSA could potentially grow to over $60,000!⁠

Plus, here’s the kicker: HYSA deposits are FDIC-insured up to $250,000, so your money is safe and protected until you need it.⁠

Don’t let your money sit idly in a checking account when it could be working for you. Drop us a message and we’ll send over my favorite HYSA available today!⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

Our secret for getting you the most offers on your home?⁠List just below the market.⁠⁠In our experience, pricing too hig...
03/25/2024

Our secret for getting you the most offers on your home?⁠
List just below the market.⁠

In our experience, pricing too high can dissuade potential buyers, but pricing just below the market value? It generates the buzz we’re looking for.⁠
Buyers are drawn to what they see as a deal, leading to a spike in interest and oftentimes a bidding war.⁠

But there’s more...⁠
Pricing is one key component of a larger strategy to garner interest and receive strong offers from multiple contenders.⁠

In reality, many integral puzzle pieces come together to get your home sold for top dollar.⁠


Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

What is the “Lock in effect”??⁠⁠An unwillingness on the part of homeowners to trade in their lower-rate mortgages for hi...
03/20/2024

What is the “Lock in effect”??⁠

An unwillingness on the part of homeowners to trade in their lower-rate mortgages for higher ones.⁠

Here’s where this trend stands today:⁠

In Q3 2023, fewer Americans had mortgages below 6% than in 2022 due to moving. And what causes people to move regardless of interest rates? Major life events, including the 5 D’s: diapers, diplomas, diamonds, divorce, & death⁠

• Between Q3 2022 and Q3 2023, more homeowners chose to move, accepting higher mortgage rates.⁠

•The lock-in effects still contributes to inventory shortages, but listings have started to rise due to slightly lower rates (under the 8% peak of 2023).⁠

• Homeowners with historically lower mortgage rates (between 3% and 4%) are more likely to “suffer from” the lock-in effect than those with rates between 5% and 6%.⁠

Rather than focusing on the rate, we’re telling buyers to focus on the affordability of the monthly payment.⁠

If you want to talk about buying this spring — and what it would take to get you in a home of your own, reach out today - we’d love to connect.⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com⁠


Source: Is the Lock-In Effect Fading? How to Help Homeowners Navigate Today’s Interest Rates - BAM

Crypto? For a down payment??⁠⁠Actually, yes! In fact, you might be surprised to know that in the fourth quarter of 2021,...
03/19/2024

Crypto? For a down payment??⁠

Actually, yes! In fact, you might be surprised to know that in the fourth quarter of 2021, 11.6% of first-time homebuyers used cryptocurrency like Bitcoin to fund their down payments.⁠

So yes, you can use Bitcoin to fund a down payment on a home.⁠
But definitely keep in mind that cryptocurrencies, including Bitcoin, are known for their price volatility.⁠

That’s why you should see cryptocurrency as a bonus funding source rather than relying solely on it for your down payment.⁠

If you’re considering this route or have any other questions related to home buying, we’re happy to answer your questions!⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com⁠

Source: https://www.fool.com/real-estate/2022/01/10/using-crypto-profits-to-fund-a-home-down-payment/

We're thrilled to share some exciting news with you all! As part of our commitment to providing the best possible servic...
03/19/2024

We're thrilled to share some exciting news with you all! As part of our commitment to providing the best possible service and support, we've made the decision to transition from EXP to RealtyONEgroup.⁠

Why RealtyONEgroup?⁠

🔹 Cutting-Edge Technology: RealtyONEgroup offers top-of-the-line technology tools that enable us to streamline our processes and enhance your real estate experience.⁠

🔹 Supportive Community: We're joining a vibrant and supportive community of real estate professionals who share our passion for excellence and client satisfaction.⁠

🔹 Expanded Resources: With RealtyONEgroup, we have access to a wide range of resources and opportunities that will help us better serve your needs and achieve your real estate goals.⁠

We're incredibly excited about this new chapter and the opportunities it brings for us to continue serving you with the highest level of professionalism and expertise.⁠

Thank you for your continued support and trust in us. If you have any questions about this transition or how it may affect you, please don't hesitate to reach out. We're here to help every step of the way!⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

Did you see it coming? 💪⁠⁠Desert Heroes Team | AZ Realtors® |  RealtyONE Arizona⁠             ⁠📲 860-858-4376, text us!⁠...
03/18/2024

Did you see it coming? 💪⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

We’ve made some changes.....🤫⁠⁠Desert Heroes Team | AZ Realtors® |  RealtyONE Arizona⁠             ⁠📲 860-858-4376, text...
03/18/2024

We’ve made some changes.....🤫⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

We’re thrilled to share the latest testimonial highlighting the exceptional service provided by Jalen! Another happy cli...
03/16/2024

We’re thrilled to share the latest testimonial highlighting the exceptional service provided by Jalen! Another happy client, another success story! 🏠⁠

“As first time homebuyers, Jalen made sure we knew all the details about the buying process. There was never a time where we felt out of the loop and if we had questions, Jalen was quick to answer. He also guided us to a home that we really wanted. We are very fortunate for his assistance and guidance. Jalen overall is very cool and down-to-earth realtor and i highly recommend him to anyone who’s looking to buy their first home!” ⁠
-Ayana Hamilton & Benjamin Charley⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

Here are TWO glowing reviews for Janell, demonstrating their unwavering commitment to client satisfaction. It’s testimon...
03/14/2024

Here are TWO glowing reviews for Janell, demonstrating their unwavering commitment to client satisfaction. It’s testimonials like these that fuel our passion for excellence! ⁠

“Janell and the team are great! Very patient especially when it came to our accessibility needs for a wheelchair user. They’re also very understanding with the ups and downs of military life especially with a deployed spouse.”⁠
-Jesscia Diaz⁠

“Janell was incredibly helpful in our rental home search!! She responded so quickly and went out of her way to send us videos since we were not local at the time. Highly recommend Janell to anyone looking to buy or rent!”
-Emily Walls

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

Let’s give it up for Karen as we showcase yet another fantastic review from a satisfied client. Karen’s passion for help...
03/13/2024

Let’s give it up for Karen as we showcase yet another fantastic review from a satisfied client. Karen’s passion for helping clients achieve their real estate goals is unmatched! 🏡⁠

“We had a fantastic experience during our recent home purchase. Living out of state and moving on short notice presented a lot of challenges, including a tight window to find a home. Karen was so responsive and respectful of our time, she approached the process like she would for her own home. Her ability to advocate for us was much needed. She was very involved during our orientation and walk-thru, including our third party home inspection. She was eager to push back and defend our interests when the builder (sales office or maintenance superintendent) didn’t do their part to keep timelines or cut corners on construction quality. We would not have found this beautiful house or been transitioned within our quick timeline without her!” -Christopher White⁠

Desert Heroes Team | AZ Realtors® | RealtyONE Arizona⁠

📲 860-858-4376, text us!⁠
📧[email protected]
🧑‍💻www.desertheroesteam.com

Address

16165 N. 83rd. Avenue Suite 200
Peoria, AZ
85382

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