Brad Shinaut

Brad Shinaut REALTOR Epic Home Realty

08/09/2026
07/30/2026

🏡 Good news for homebuyers! FHA just announced some updates for 2026 that could make buying a home a little easier.

Here are the highlights:

✅ Higher loan limits – Buyers can now qualify for larger FHA loans.
• Up to $541,287 in most areas for a single-family home.
• Even higher limits in high-cost areas.

✅ Less paperwork – FHA has eliminated some unnecessary forms to help make the closing process smoother.

✅ Faster, simpler appraisals – Streamlined appraisal requirements could help reduce delays.

✅ More flexibility for fixer-uppers – FHA’s 203(k) rehab loan now gives homeowners and contractors more flexibility during renovations.

✅ Better disaster protections – New permanent policies help protect lenders and borrowers affected by natural disasters.

If you’ve been thinking about buying your first home, refinancing, or purchasing a home that needs a little TLC, these FHA updates could work in your favor.

📲 Have questions about how these changes could impact your home purchase? Send me a message—I’d be happy to help!

If you’re looking at a new build in Arizona, I can help you from Tucson, Arizona to Flagstaff. I do not charge you a dim...
07/09/2026

If you’re looking at a new build in Arizona, I can help you from Tucson, Arizona to Flagstaff. I do not charge you a dime when you’re buying a new build. You must make contact with me prior to going and looking at new builds so I can go with you, but that is the only request I make. Hire professional, when making the biggest most important purchase of your life. Below is the current initiatives by Lennar Holmes.

FHA 3.75 % Fixed Rate and up to $10,000 towards closing Costs- July-Aug Closings
Conventional 4.25% and up to $10,000 towards closing Costs July- Aug Closings
FHA 4.75% Fixed Rate and up to $10,000 towards closing Costs- Sep-Nov Closings
Conventional 4.99% and up to $10,000 towards closing Costs Sep-Nov Closings
Conventional 7/6 Arm 3.50%-3.99% depending on closing date
FHA 5/1 Arm 3.375%-3.99% depending on closing date
Down Payment Assistance Program 5.25% for July-Aug Move In's (FHA – 100% Financing for Qualified Buyers)

Such an awesome event!! I’ve been proud to be apart of it for a long time. If you would like to donate please reach out ...
07/06/2026

Such an awesome event!! I’ve been proud to be apart of it for a long time. If you would like to donate please reach out to me anytime.

Attention homeowners considering selling their property to 'We Buy Houses' companies, iBuyers, or flippers. These cash b...
06/16/2026

Attention homeowners considering selling their property to 'We Buy Houses' companies, iBuyers, or flippers. These cash buyers typically offer 50% to 70% of a home's After-Repair Value (ARV). For a home valued at $450,000, expect a net cash offer between $225,000 and $315,000, with 60% to 65% of ARV being the standard range for opening offers, allowing room for negotiation. Selling to cash investors provides speed and convenience by bypassing appraisals and repairs but often at the cost of reduced equity. It is crucial not to sacrifice substantial equity for simplicity. Contact me today!!

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Peoria, AZ
85382

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