Hartwick Up North Homes

09/26/2026

Great place for pumkins.....just saying

09/24/2026

✨ JUST SOLD | 2837 Walden Road, Harbor Springs

Along one of northern Michigan's most iconic stretches of shoreline — the Tunnel of Trees — with 188 feet of private Lake Michigan beachfront and a wooded acre to call their own. We were proud to help our clients find their place here.

Congratulations to our buyers. Welcome home.

HartwickUpNorthHomes.com

Trish: 231-838-0411 | Bob: 231-838-2926 | Coldwell Banker Schmidt – Petoskey (231) 347-7600

09/24/2026

🎉 JUST SOLD | 528 College View Drive, Petoskey

This 4-bedroom, 3.5-bath home tucked at the end of a quiet cul-de-sac — just a 10-minute walk to downtown Petoskey — has found its new owners. Cathedral ceilings, an updated kitchen, a finished walkout lower level with private sauna, and perennial gardens backing to North Central Michigan College protected property. Congratulations to our sellers!

Thinking about making a move? We'd love to help.

Trish: 231-838-0411 | Bob: 231-838-2926 | Coldwell Banker Schmidt – Petoskey (231) 347-7600

09/22/2026

TRISH'S TUESDAYS TIPS

Shower Upgrades That Feel Like a Luxury Hotel

You don’t have to check into a five-star resort to enjoy a spa-like shower experience. With the right upgrades, your bathroom can feel like a high-end retreat every single day. Here are four shower ideas that bring that luxury hotel vibe right into your home.

1. Rainfall Showerhead
A rainfall showerhead delivers a gentle, full-body stream of water that mimics the feel of a tropical rain. It’s soothing, elegant, and instantly elevates the look of your bathroom. Choose a ceiling-mounted option for a true hotel-style experience, or go with an angled wall mount for easier installation.

2. Frameless Glass Enclosure
Say goodbye to bulky frames and shower curtains. A frameless glass enclosure creates a sleek, open feel that makes your bathroom look bigger and brighter. It’s also easier to clean, as there are fewer nooks for soap scum to hide in, making it perfect for maintaining a polished, high-end look.

3. Multiple Shower Jets
For a truly indulgent upgrade, consider adding body jets or a second handheld shower wand for added convenience. These features offer targeted water streams that massage and refresh, turning an ordinary shower into a full-body experience. Bonus: Adjustable spray settings allow you to customize your shower to match your mood.

4. Spa-Inspired Finishes
Think beyond function and incorporate luxury finishes, such as brushed gold fixtures, marble-look tiles, or textured stone walls. Pairing warm metallics with natural materials creates a space that’s both stylish and calming, just like your favorite hotel spa.

Do you want to know more about creating a spa-like bathroom at home? Call us today!

09/21/2026

09/17/2026

✨ Just Listed | 4749 S Pleasantview Road #155, Harbor Springs | $1,175,000

Walk in and two things register at once—the view toward The Highlands, and the immediate sense that nothing here has been left to chance. This three-bedroom, 3.5-bath Trout Creek unit is a complete designer-led transformation: kitchen and baths by Designs by Dawn, two gas fireplaces, Thermador kitchen, a private ensuite guest suite, multiple decks, and long-range views from every level. Short-term rentals are allowed.

HartwickUpNorthHomes.com/property/480793/?view

Trish: 231-838-0411 | Bob: 231-838-2926 | Coldwell Banker Schmidt – Petoskey (231) 347-7600

09/16/2026

⛳ JUST SOLD — 200 Crooked Tree Drive, Petoskey

This prime golf course lot overlooking the 9th green of Crooked Tree Golf Club has a new owner — and we couldn't be happier for our sellers. Tucked on a quiet cul-de-sac in a well-maintained community of upscale homes, with Bay Harbor boutique shops, waterfront dining, and the Great Lakes Center for the Arts right across the street.

If you or someone you know is thinking about selling a lot or land in Northern Michigan, Trish & Bob would love to help. Reach out anytime.

Trish: 231-838-0411 | Bob: 231-838-2926 | Coldwell Banker Schmidt – Petoskey (231) 347-7600

09/15/2026

TRISH'S TUESDAYS TIPS

What Happens When You Buy a House for Cash

Purchasing your home for cash has one major advantage: You will not be burdened with additional debt. There are some drawbacks to paying in cash, including being able to invest the money in a way that can earn you more money than you would have paid in interest on a mortgage.

Even if you are fortunate enough to have the means to purchase your home in cash, you may want to consider some of the pros and cons inherent to this form of payment. Here are some factors to weigh into your decision:

Benefits of an all-cash deal:

The key benefit of paying cash for your home is that you own the house immediately. You do not have any payments to make every month for the length of the mortgage. When the time comes for you to sell your home, you receive 100% of the proceeds from the sale, making it easier to purchase another house or to make a similarly large purchase
Mortgage interest rates are not the only expenses involved in buying a house. There are upfront costs such as loan origination fees, underwriting fees, discount points, mortgage application/processing fees and credit report fees that you will not incur when paying cash. In the long run, paying interest rates on a mortgage results in paying a much higher price for the house than if you bought it outright.
Cash offers are more attractive to sellers, which may give you some leverage in lowering the price of the house. Paying cash also gives you a competitive edge against other bidders who may need to go through the time-consuming process of securing a mortgage. This results in a smoother, speedier sales transaction.
Disadvantages of paying in cash:

Spending a large amount of your personal wealth can have its downsides. For starters, this can mean depleting your savings, placing you in a vulnerable position if you need cash down the road. You will need to reserve some of the cash you have for emergencies if they should arise.
Paying cash for your home will limit your ability to take advantage of other opportunities, including saving for retirement, paying for a college education or building a portfolio. You want to make sure you have enough liquidity to meet any future financial challenges.
If you need money to pay for repairs or major renovations, it may be harder to find a lender for a home equity loan. Without paying a mortgage each month, you may not be aware of your credit score, which lenders rely on when offering a loan. However, getting a home equity line of credit should be easier to obtain, if you have a high percentage of equity in your home.
One other option to consider is the hybrid model in which you make a large down payment and finance the rest. For example, if you can put down half of the price, you will only need to mortgage a smaller amount. In this model, you have a shorter path to ownership with lower upfront costs.

Buying a home is the single-largest purchase most people will ever make, so you want the financing to be right. Paying cash for a home has its advantages and disadvantages. You may consider consulting with a financial adviser to explore the right options for your situation.