Brad Buys Homes

08/10/2022

Here is one of our latest projects

08/10/2022

Available Sep 1, 2022

09/24/2021

Different uses for Coffee Filters:
1-Snack bowls (my personal favorite)
2-Use as a separator when staking dishes/pans.
3-Use to clean windows and mirrors.
4-Keep in your car and use as wipes/napkins on the go.
- credit Hints from Heloise

08/23/2021

FHFA and rental history
In an interesting move, Housing Wire reported last week that the Federal Housing Finance Agency (FHFA) moved to count positive rental history in Fannie Mae’s mortgage underwriting processes. Most agreed this was the right move to improve affordability, however, critics believe it is irresponsible to loosen credit restrictions given what happened in 2006.

“Starting Sept. 18, Fannie Mae will count 12 months of positive rental payment history in its Desktop Underwriter program. To be eligible, borrowers must be first-time homebuyers, pay a monthly rent of at least $300, purchase the house as a primary residence, and consent to sharing 12 months of their bank statement history.”

Paul Centopani of American Banker (subscription required) reports that Fannie's Desktop Underwriter will now be able to include consistent rental payments over the most recent 12 months “to give historically underserved populations a more inclusive measure of fiscal health.”

If the applicant has any missed rent payments from the last 12 months, then the rent consistency isn’t included in underwriting. This could give more tools to landlords who communicate with tenants the importance of consistent rent payments, as now it can help in obtaining mortgage financing.
-via Stessa

07/22/2021

As a core value, we help clients improve .

Buying homes creates liquidity, frees up cashflow, and can help you increase net worth. Rent-to-own sets a path toward home ownership. Flexible leases enable tenants to buy their own home. Offering clients evaluations and strategies to reduce debt improves cashflow and gives them leverage.

The real estate market is soaring today.

07/16/2021

Deteriorated porch and stairs were replaced. Mahogany tongue and grove for the porch; all pine was stained to a similar tone 😍

11/10/2020

Replaced cracked cast iron pipe.

11/10/2020

Deck surface and railing replacement

11/10/2020

Replacing a rotted floor. Original pine floors damaged by shower water and a broken toilet fl**ge. We also learned why it’s code to run water lines through floor joists rather than notching out the top of the joists. We selected a textured tile to minimize slips and it felt appropriate for the 100 year old age of the house.

11/10/2020

Where it all began