Realtor-Rick Cummings

08/28/2026

If your rental still feels a little temporary, small DIY updates can make it feel more like home without taking on a major project.

Renting doesn’t mean you have to live with a space that feels unfinished or impersonal. This sponsored Realtor.com quiz offers simple, renter-friendly ideas for making a home feel more comfortable after a move, from easy style updates to practical organizing touches. It’s a light, useful share f...

08/26/2026

Trying to perfectly time mortgage rates is difficult, so focus on the payment, property, and terms that make sense for your own plans.

The summer housing market is slowing more than usual as the average 30-year mortgage rate reaches 6.66%, its highest level of 2026. Mortgage applications and pending sales have declined, showing how affordability pressures are holding some buyers back. There may be one benefit for those still search...

08/25/2026

When enrollment drops, empty schools can become a real challenge — but they can also open the door to much-needed housing.

As school enrollment falls in some communities, older buildings are being reimagined as apartments instead of sitting empty. It’s a practical example of adaptive reuse: keeping a familiar local structure while giving it a new purpose that fits today’s housing needs. These projects can be complic...

08/23/2026

A strong income state doesn’t always mean an easy budget, so rankings like this are best used as a starting point.

This ranking looks at states through a financial lens, including income, taxes, job opportunities, and cost of living. It’s useful relocation context because building wealth isn’t only about earning more — it’s also about what housing, taxes, and everyday expenses leave in your budget. Lists...

08/22/2026

🏡🎉 JUST SOLD! 🎉🏡

Congratulations to my sellers on the successful sale of 6646 Hegerman Street, Philadelphia! 🔑

💰 SOLD FOR $220,000!

I’m grateful to my clients for trusting me to guide them through the process and get the job done. Every sale is different, and having the right strategy, marketing, and negotiation can make all the difference.

Thinking about selling your home? Let’s talk about your goals and what your home could be worth in today’s market.

📲 Rick Cummings, REALTOR®
RE/MAX Select Group

Another successful sale! Another happy client! ❤️🏠

HomeSold REMAX REMAXSelectGroup RickCummingsRealtor PhiladelphiaHomes RealEstateSuccess

08/21/2026

If you own a condo and are thinking about selling, changes to your building's insurance costs can have a bigger impact than many people realize.

Insurance has become a growing concern for many condo owners, especially in buildings facing higher premiums and increasing monthly costs. This article looks at why delaying a sale may not always be the most cost-effective choice when ownership expenses continue to rise. If you own a condo or are co...

08/19/2026

If you’ve been thinking about selling in Philadelphia, rising home prices are an encouraging sign that buyers are still placing real value on homes across the area.

If you own a home around Philadelphia, the latest market update offers some encouraging perspective. Home values have continued to show resilience even as housing conditions shift elsewhere in the country. For anyone who bought several years ago, that could mean meaningful equity has built up along....

08/19/2026

08/18/2026

Before replacing your current mortgage, look at how long you’ll stay, the total interest you’ll pay, and whether another option could accomplish the same goal.

Refinancing can help with more than lowering your interest rate, but the numbers need to fit your plans. This guide walks through common situations such as reducing your payment, shortening or extending the loan term, removing mortgage insurance, funding renovations, and switching from an adjustable...