Yamilisse Reyes - Berkshire Hathaway HomeServices Arizona

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Yamilisse Reyes - Berkshire Hathaway HomeServices Arizona

I will inform, guide, and assist you with your home goals and provide you all of the necessary tools

06/20/2022

With so many abbreviations in the mortgage industry, it can be difficult to keep track of them all! Luckily, I'm here to help! 🤓
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PMI - Private Mortgage Insurance
PMI is mainly for conventional loans and can be paid monthly with your mortgage payment. PMI will automatically drop once your LTV (loan to value) reaches 78%!
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MIP - Mortgage Insurance Premium
MIP is an insurance policy used on FHA loans. It can be paid monthly or upfront during closing. Unlike PMI, MIP is not automatically removed. Typically MIP lasts for the life of the loan, unless you refinance.
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I hope this helps add some clarification! If you have any questions about mortgage insurance, please reach out to Me! 📲 I can connect you with some of the best lenders out there! 😊

06/17/2022

They don’t call it sweet summertime for nothing! 😎
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If you’re able to buy a second home, working from a vacation home sounds pretty appealing. Who wouldn’t want to work from the place you like to vacation? 🤔
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Even if you don’t work remotely, a vacation home can still be your go-to getaway spot to enjoy the desert heat! What would you rather stay in, a tiny hotel that varies its rental rates each time you want to take a trip or your very own vacation home?
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According to Google’s data, the top reasons that homeowners cited for purchasing a second home were to diversify their investments, earn money renting, and use as a vacation home.☀️🏡
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If you’re ready to buy your own oasis DM me or comment “vacation” in the comments for more information!

06/15/2022

What does your dream bathroom look like? 💭
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Do you prefer a more modern minimalist look, warm and cozy, dark and moody or a themed pattern?
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Let me know in the comments what your dream bathroom would look like! 👇🏽

06/13/2022

With home prices reaching a national all-time high of $405,000, let's talk about how many square feet that will buy you in Arizona!
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Glendale: 1,404
Gilbert: 1,471
Mesa: 1,575
Scottsdale: 971
Tucson: 1,800+
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To put things in perspective, the cost per square foot is almost 4 times less expensive in Phoenix, Gilbert and Chandler compared to the most unaffordable markets like San Francisco and Manhattan where the cost per square foot starts at $1,000.
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Where do you live? Comment below!

06/08/2022

One of the biggest concerns for a homeowner looking to sell is the time they’ll have to put in before listing their house. ⏳
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If that’s the case for you, you should know – your home might be closer to list-ready than you think in today’s housing market!
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According to Realtor.com, "the preparation process took less than a month for over 50% of home sellers this past year, with 20% completing it in less than two weeks."😳
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If you’re ready to take advantage of the incredible conditions for sellers in today’s real estate market but are worried about the time it’ll take to get your home ready, let’s connect!🤝☕️

06/08/2022

Looking for a new way to add an additional income stream to support your shopping habit? I mean aren't we all? 🤑🛍
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If done right, real estate investing can be an amazing way to produce a great deal of profit. If this interests you at all, check out these 5 ways to invest in real estate!
💰 Buy into REITS (real estate investment trusts)
💰 Short term rental properties
💰 Long term rentals
💰 Consider flipping properties
💰 House Hacking - Rent out a room or two to offset mortgage costs
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Comment below your favorite real estate investment!

06/03/2022

With rising interest rates, are Adjustable Rate Mortgages (ARM) a better option?🤨

Don Maxon, certified financial planner states that “ARMs can make sense for customers who know they will be relocating in the near future or they know they will be paying off the loan in a few years…”

Short term buyers and investors may gravitate to ARMs for the flexibility and low payments in the fixed-rate phase that they provide.

ARMs also allow for the potential of payments decreasing over time if interest rates fall. 📉

If you are interested in learning more about Adjustable Rate Mortgages, I'll happily connect you with a local expert! 📲

06/01/2022

Did you know you can be considered a first-time homebuyer even if you've owned a home before!? 🤔

The majority of programs use HUD’s definition of a
first-time homebuyer: that is, someone who has not owned a home in three years!!

So, if you are someone who owned before, but is currently renting, you may be a first-timer again!

If you want to learn more about the benefits of being a first-time home buyer, reach out to me! I am here to answer all of your questions.🤗

06/01/2022

Did you know you can be considered a first-time homebuyer even if you've owned a home before!? 🤔

The majority of programs use HUD’s definition of a
first-time homebuyer: that is, someone who has not owned a home in three years!!

So, if you are someone who owned before, but are currently renting, you may be a first-timer again!

If you want to learn more about the benefits of being a first time home buyer, reach out to me! I am here to answer all of your questions.🤗

05/30/2022

Realtors run on caffeine, and I am no different. 🥱☕️

If you are in need of a coffee fix, check out in Scottsdale!

They offer coffee, tea, smoothies, pastries, breakfast, lunch, and an all-around good time!

Whether you are looking for a place with a nice area to work/study or just stopping in for good coffee, check them out !! ☕📚🙌🏼

05/27/2022

Although is not new, this trend is rumored to hit its peak this summer! 🤫

As people create closer relations between nature and their homes, Rattan or Vienna straw is being applied to many furniture pieces.

What do you think? Will you be purchasing any natural furniture pieces in your home/patio this summer?

Comment below! 👇🏼

05/27/2022

Although is not new, this trend is rumored to hit it’s peak over this summer! 🤫

As people create closer relations between nature and their homes, Rattan or Vienna straw is being applied in many furniture pieces.

What do you think? Will you be purchasing any natural furniture pieces in your home/patio this summer?

Comment below! 👇🏼

Address

3200 E Camelback Road #103
Phoenix, AZ
85018

Telephone

+13212659787

Website

https://yamilissereyes.bhhsaz.com/

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