08/11/2026
🏠 The Fence-Sitters: How Long Are You Going to Wait?
“I’m going to keep renting until home prices come down.”
We hear it all the time.
But take a look at the history. 📈
Over the long term, home prices have generally moved higher, even though there have been years when prices declined. The chart above is a great reminder that real estate is a long-term wealth-building asset, not a short-term guessing game.
While you're waiting for the perfect price, you're still paying for housing every month.
The difference?
When you rent, you're helping build your landlord's equity.
When you own, a portion of your payment can help build your equity.
And here's the thing about trying to time the market:
You may correctly predict that prices will drop… but you still have to know when to get back in.
What if prices fall 5%—but mortgage rates rise 1%?
What if rates fall—but prices jump 8%?
What if the “bottom” comes and goes while you're still waiting for the next big drop?
There is no crystal ball.
There is a strategy.
The right time to buy isn't necessarily when prices are at their lowest. It's when the home, payment, financing and your personal situation make sense for you.
Don't let the fear of buying at the “wrong time” keep you renting for another 3, 5 or 10 years.
Let's look at the numbers together. You might be closer to owning than you think.
⚓ Mark & Judy | Set Sail Group
When results matter, experience matters.
