06/17/2026
Let’s talk about one of the most common questions I get from buyers — especially those relocating to our beautiful state: “Becca, what is the deal with Arizona property taxes?”
The good news? Arizona has one of the more favorable property tax structures in the country. To help you plan your budget with greater confidence, here are 3 things worth knowing about property taxes in the Valley:
1️⃣ The 5% Safety Buffer (LPV)
In many states, if home values skyrocket, your tax bill does too. Not in Arizona. We use a system called Limited Property Value (LPV), which generally caps the annual increase of your taxable property value to no more than 5% per year. It helps keep housing costs more predictable and protected over time.
2️⃣ Primary vs. Secondary Taxes
Your tax bill is split into two categories. Primary taxes fund essential city and county operations. Secondary taxes are voter-approved and fund specific items such as local school bonds, fire districts, and other community improvements. I always review these district-specific details with my clients so there are no surprises.
3️⃣ Potential Property Tax Relief for Owner-Occupants
Arizona offers property tax relief programs for qualifying owner-occupied primary residences. Depending on eligibility, homeowners may qualify for a state tax credit that helps offset a portion of their property taxes. It's worth checking your eligibility after purchasing your home, as these programs and qualifications can change over time.
The Rubens Residential Touch: Real estate isn't just about finding the perfect backyard — it's about understanding the financial side of your investment so you can make informed decisions with confidence.
A quick note: I’m a real estate professional, not a tax advisor. Property tax laws, credits, and eligibility requirements can change, so I always recommend consulting with a qualified tax professional regarding your specific situation.
Ready to navigate the market with a trusted local guide by your side? Let’s get started. 🤍