Stephanie Hernandez, Realtor

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Stephanie Hernandez, Realtor

🏡 New Home Specialist
📍 Phoenix, Arizona Stephanie Hernandez is a Phoenix native whose professional career began as an interior designer.

She has a breadth of knowledge in project management, from initial design concepts to final construction. Her design skills add significant value to her career as a real estate agent by providing a key advantage to buyers, sellers, and investors. As an advocate for her clients through every step of the real estate transaction, Stephanie consistently delivers exceptional care, especially when a cha

llenge is presented. She is incredibly detailed oriented, creative, and an effective communicator. Stephanie loves assisting her clients to exceed their real estate goals in every way possible. Stephanie attended Arizona State University and received a Bachelor of Science in Interior Design and a minor in Fine Arts. She earned her real estate license at the Arizona School of Real Estate and Business. In her free time, Stephanie enjoys traveling to unique architectural destinations, playing basketball, and spending quality time with her family. Stephanie habla Español. Llámela si desea comprar, vender o invertir en bienes raíces!

06/22/2024

Friday Night! Who's looking for a good read!?

🏡

Here's the scoop on our current Phoenix Metro Real Estate Market (Summary Points from June's Cromford® Report)

✨ *Real Estate Market Predictions* ✨

1. The overall market index for the Phoenix area is very close to be a balanced market level. However not quite there yet, perhaps in the second half of the year and possibly next year. The supply index is rising while the demand index is dropping, pushing the market towards balance.

2. Prices are expected to remain relatively flat in a balanced market.

3. While there are still some strong seller's markets in areas like Chandler and Sun Lakes, many other cities are seeing their seller's markets weaken with declining indexes. This overall shift is moving the broader Phoenix market into balance.

4. In a balanced market, sellers have to be more realistic on pricing and may need to offer concessions, while buyers gain more negotiating power compared to the recent strong seller's market.

✨ *Mortgage and Interest Rate Predictions* ✨

1. Mortgage rates are closely tied to the 10-year Treasury yield. For rates to come down meaningfully, the 2-year Treasury yield needs to drop below the 10-year yield, resolving the current yield curve inversion.

2. The Federal Reserve is expected to hold the Fed funds rate steady until at least September 2024. However, it’s predicted the Fed may start lowering rates in July or August if unemployment data shows signs of cooling wage growth and labor market tightness.

3. If the 2-year yield drops and the yield curve un-inverts before September, mortgage rates could start declining in July or August from the current 7% level. A drop to around 6.5% would likely lead to a measurable increase in housing demand.

4. Overall, while there are signs that mortgage rates may start edging lower in the coming months if economic conditions warrant, a more substantial decline hinges on the Fed's actions and the movement in Treasury yields, which are closely watched by housing market analysts.

✨ *What This Means for You* ✨

If you're a seller ... We are in a slight seller's market right now and shifting to a balanced market won't benefit you as much.

If you're a buyer ... The market may soon offer more favorable opportunities for negotiation!!

✨ *Action Steps* ✨

Let's Chat! Do you have questions on how these trends impact your buying or selling goals?

- Stephanie

📱(623) 329-6013
📧 [email protected]
💫 eXp Realty
Stephanie Hernandez, Realtor

01/18/2024

✈️ We're sending big smiles and congrats to our amazing out-of-state buyers who are about to score the keys to this absolute stunner of a home! 🏡

This beauty is ready to welcome its new owners with open arms! We can't wait to see them make it their own! ✨

Thinking of making a move yourself? We'd love to help you find your own happy place, no matter how far away it may be! Give us a shout, and let's chat.

Stephanie Hernandez, Realtor
Samantha Sloan - Your AZ Agent

11/08/2023

Recessions: How does this impact real estate? 🏡

Sometimes people mistakenly believe that a recession will result in a MARKET CRASH. However, historical data shows that this is not necessarily the case.

Based on past data, we can see that home prices typically INCREASE during recessions. Additionally, recessions often prompt banks to lower and DECREASE mortgage rates in order to stimulate the economy. Lower rates mean lower monthly payments, which could make financing a home more affordable for buyers.

Do you have a strategy in place for your future home purchase?

11/06/2023

This morning, I had the pleasure of getting a photography session with the talented Tara Dunn Photography. 📸 It was such a fun experience working with her and capturing beautiful moments. Investing in my business is important, but I also believe in investing in myself!

Being kind to yourself and being your own cheerleader is so important. It's easy to get caught up in the demands of running a business and forget to take care of ourselves. But when we prioritize self-care and self-compassion, we become more resilient and better equipped to handle the challenges that come our way. 💪🏽

So, remember to be kind to yourself and celebrate your wins! You deserve it! ✨

11/03/2023

OCTOBER

(1) the morning of expcon

(2) the midday outfit check at expcon

(3) the wrap up of expcon
my expcon experience was all about connecting and learning from others. i loved it.

(4) our first pickleball tournament! we trained with .kniiife & .gets.moving & so many great pickle players (you know who you are)

(5) our family and friends came out to watch us 🫶🏽 i felt so loved, thank you (you also know who you are)

(6) me: “hey guys, can you guys laugh and smile… this is going to be for my youtube video”

10/27/2023

Woohoo! The Menke Family closed on their brand new home today!! 🏡🌵☀️🔑

They are also New to Arizona!! Show them some Arizona Love 🫶🏽

10/25/2023

Today, I had the honor of being invited to be a juror for the 2nd year Residential Design Studio! It was a wonderful opportunity to engage with talented students and evaluate their design projects. I was impressed by their creativity, attention to detail, and thoughtful approaches to residential design. It was a rewarding experience to contribute to their learning journey and provide constructive feedback. I look forward to seeing their future accomplishments in the field of architecture and design! 😊 👏🏽

The Design School at ASU

10/19/2023

Final walk through completed today ✅
Closing is scheduled for next week ✨

Address

Phoenix, AZ
85016

Telephone

+16027040045

Website

http://stephaniehernandez.com/

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