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Realtor Ahmed Alani, Phoenix, AZ (2026)

06/21/2026

The New Housing Bill

**Realtor Ahmed Alani**

Congress is currently working on a new housing bill that could make it easier for Americans to obtain mortgage financing.

Today's housing challenge is not just high interest rates. Another major obstacle is the strict approval requirements that many borrowers face when applying for a mortgage.

Following the 2008 housing crisis, numerous regulations and lending requirements were introduced to strengthen oversight and reduce risk. While these measures improved consumer protections, they also made the mortgage approval process more complex.

These regulations increased lending costs because lenders had to hire larger compliance teams, legal staff, and additional personnel to meet the growing regulatory requirements.

The new housing bill aims to simplify some of these regulations and reduce unnecessary barriers, making it easier for qualified borrowers to obtain a mortgage.

The bill also seeks to encourage more lenders to enter the market, increasing competition and providing borrowers with more financing options.

While this legislation is not expected to lower interest rates, it could make mortgage approvals easier and reduce some of the costs associated with obtaining a home loan.

03/09/2026

Why Is the Final Walk-Through Inspection Important Before Closing?
Realtor Ahmed Alani

During one of the years in my real estate career, I had a transaction that was canceled because the seller failed to complete any of the agreed repair requests. Situations like this show why the final walk-through is such an important step in the home-buying process.

Many buyers believe the deal is finished once the contract is signed, but the final walk-through inspection is a critical step before closing and before the buyer receives the keys.

The final walk-through usually takes place 24–48 hours before closing, giving the buyer the opportunity to make sure everything in the home is exactly as agreed in the contract.

During the final walk-through, the buyer typically verifies the following:

• Confirm that all agreed-upon repairs have been completed
• Ensure the condition of the property has not changed since the contract was signed
• Test major systems and appliances, such as electricity, plumbing, heating, and air conditioning
• Make sure the property is vacant and ready for delivery, unless otherwise agreed in the contract

If any issue appears during the final walk-through, it can still be addressed before closing, which protects the buyer from unexpected problems after taking ownership.

Again, I have personally seen a deal fall apart because the seller failed to complete the requested repairs, which highlights how important this step is.

The final walk-through is not a new inspection, but rather the buyer’s last opportunity to confirm that everything is exactly as agreed before receiving the keys.

📞 If you are thinking about buying or selling a home in Arizona, I would be happy to guide you through every step of the process.

Ahmed Alani
Realtor – HomeSmart
📱 480-454-5484

02/26/2026

Phoenix Home Buying Power Rises as Mortgage Rates Decline and Incomes Improve
Realtor Ahmed Alani

A recent report highlights improving home-buying power across the Phoenix Valley, driven by lower mortgage rates and a modest increase in household incomes.

Mortgage rates are currently averaging around 6.1%, down from approximately 6.9% in January of last year. At the same time, studies indicate that household incomes have risen, further strengthening buyers’ purchasing ability.

This marks the strongest buying power since March 2022, when mortgage rates were below 5%. By contrast, October 2023 represented one of the most challenging periods for the Phoenix housing market, when buying power fell to roughly $272,000 as mortgage rates peaked near 7.6%.

Estimates show that buying power in Phoenix has increased by about $30,000, a meaningful difference that can determine whether buyers settle for a home or choose the one they truly want.

While affordability challenges remain, this improvement represents a positive step toward a more balanced market.

Phoenix is not alone in this trend. Several major U.S. cities have seen significant gains in buying power, including:

San Jose: +$74,000 (largest increase)

San Francisco: +$56,000

Washington, D.C.: +$48,000

San Diego: +$46,000

Boston: +$46,000

In practical terms, buyers now have more options. Approximately 40% of homes on the market fall within the purchasing range of median-income households, representing about 3,400 additional homes available to Phoenix buyers.

02/20/2026

Household Cockroaches in Arizona… Is Cleanliness the Only Reason?
Realtor Ahmed Alani

Many people believe that seeing cockroaches means a home is dirty. In reality, the issue is not directly related to cleanliness.
Many very clean homes still struggle with this problem because the main cause is often environmental.

Cockroaches need certain conditions to survive and spread, including:
• Moisture
• Suitable temperatures (which Arizona has most of the year)
• Food availability — even in very small amounts

✅ Clearing up a common misconception:
Seeing one insect occasionally does not necessarily indicate a major problem.
However, repeated sightings — especially during the daytime — are a strong sign of an indoor infestation that requires attention.

🛠 Recommended solutions:
• Seal cracks and openings, especially around plumbing
• Avoid leaving water in sinks or on floors
• Store food properly in sealed containers
• Remove food leftovers quickly
• Fix water leaks immediately, even small ones
• Use appropriate pest control products or hire professional pest control services

💡 Early prevention is easier and less expensive than dealing with a major infestation later.

🏠 This issue is important not only for residents, but also for property owners.
Allowing the problem to worsen can make treatment more difficult and costly and may lead to:
• Decreased property value
• Higher maintenance and treatment costs
• A rental property is becoming less attractive to tenants and harder to lease

📞 Don’t hesitate to reach out:
Realtor Ahmed Alani
480-434-2005

02/02/2026

📊 **Real Estate Market Activity Report**
**Maricopa County – Arizona**
**January 2026 vs. December 2025**

✍️ Realtor: **Ahmed Alani**
📞 480-434-2005

January 2026 showed noticeable movement in the real estate market compared to the last quarter of 2025, with indicators pointing to a relative improvement in overall activity.

Median List Price

The median home price increased from $549,000 to $560,000, reflecting nearly $10,000 in just one month.

Price Per Square Foot**

The price per square foot increased from **$275** to **$279**.

Days on Market (DOM)

The average number of days a property remains on the market decreased from 112 to 106 days, a positive sign of improved sales momentum.

Inventory**

Despite the relative market activity, inventory increased:

* Single-family home inventory was approximately **12,000 units**
* Inventory grew by about **600 additional homes** during January

Median Rent

Rental prices increased slightly, rising from $2,300 to $2,350 per month.

Market Analysis

At first glance, the market numbers may appear contradictory: rising prices alongside rising inventory—an increase in price despite increased supply.

The primary reason is **lower interest rates**, which:

* Encouraged many homeowners to list their properties for sale
* Motivated buyers to re-enter the market and attempt to purchase ahead of potential future changes

Finally, due to the relatively limited inventory, current data indicates that this remains a seller’s market—contrary to what some may believe.

I hope this report provides you with clear insights and valuable information about current market conditions.
Feel free to contact me for your **buying, selling, or leasing** needs.

**Ahmed Alani**
📞 **480-434-2005**
🏡 *Market knowledge makes the difference*

02/01/2026

🏡 Single-Family Homes and Their Impact on the Arizona Real Estate Market

Realtor Ahmed Alani

For decades, single-family homes have been a symbol of the American dream, offering space, privacy, and a lifestyle many families value.

Today, however, these homes are creating real challenges in the Arizona real estate market.

Large single-family neighborhoods occupy vast areas of land across the state — especially in the Phoenix Valley — while housing inventory remains relatively low. This imbalance between land use and available supply is one of the main reasons prices have remained high and affordability continues to decline.

In this short video, I discuss the serious conversations happening within the real estate industry and city governments about changing zoning regulations. These discussions include:
🏙️ Moving toward vertical development, similar to cities like New York and Dubai
🏘️ Allowing smaller homes, townhomes, and higher-density residential communities
📈 Increasing housing supply as a long-term strategy to help ease prices in the future

Could Arizona be heading toward a different real estate future?

01/26/2026

🏡 NEW LISTING FOR RENT – BUCKEYE, AZ 🏡

✨ 4 Bedrooms | 2 Bathrooms
📐 1,600 SQFT
💲 Only $2,000 / month
📍 City of Buckeye, Arizona

Beautiful and spacious home now available for rent in Buckeye! This property offers a great layout with plenty of space for comfortable living.

I would be glad to receive any phone calls regarding this listing. I’d love the opportunity to get to know you better, understand your needs, and help you find the right place to call home.

📞 Call or text: 480-434-2005

—
Ahmed Alani
Real Estate Agent

01/14/2026

🌟 New Rental Listing in Peoria! 🌟
🏡 For Rent – Beautiful 3 Bed, 2 Bath Home
📍 Peoria, AZ | Near 80th Ave & Olive Ave
📏 1,400 Sq Ft
💲 Only $2,000 / Month
This charming home is located in a fantastic Peoria neighborhood close to shopping, schools, parks, and easy freeway access. Spacious layout, great natural light, and ready for immediate move-in!
For questions or to schedule a viewing, contact:
📞 Realtor Ahmed Alani — 480-434-2005
🔑 Homes like this don’t last long — call today!

01/10/2026

Presidential Proposals Related to the Housing Market

On January 7, President Donald Trump announced a proposal aimed at preventing large corporate and institutional investors from purchasing single-family homes, stating that the goal is to improve housing affordability in the United States.

Ahmed Alani – Realtor

This announcement has sparked broad discussion within economic and real estate circles about whether such a decision would have a meaningful impact on the housing market, or whether real solutions lie elsewhere — such as increasing housing supply and streamlining construction and permitting processes.

Many housing experts have expressed skepticism about this proposal, arguing that it carries more political appeal than practical effect. Critics point to the lack of a clear enforcement mechanism and uncertainty around how “large institutional investors” would be defined or regulated.

Even if such a mechanism were implemented, institutional investors represent only a small portion of the overall housing market, meaning that restricting their activity would likely have little to no measurable impact on housing supply or prices.

In recent weeks, the president also floated another proposal as part of his housing agenda: introducing 50-year mortgage loans, compared to the traditional 30-year term.
The goal of this proposal is to lower monthly payments and make homeownership accessible to a wider segment of buyers, especially given today’s elevated home prices and interest rates.

However, this idea has also generated debate among economists. While longer loan terms may temporarily ease monthly affordability, they also significantly increase the total cost of borrowing over time and could potentially push prices higher if not paired with a real increase in housing supply.

From my personal perspective, these proposals reflect a genuine intent to address the housing affordability crisis, but they also highlight how complex and difficult the situation has become. The housing crisis is deeply rooted and cannot be solved through quick fixes or isolated policy actions. This helps explain the challenge policymakers face in delivering truly effective, long-term solutions under current economic and regulatory conditions.

In closing, I hope this post provides useful insight and a different perspective on the current housing debate.
I offer full real estate services, including buying and selling, as well as professional real estate advice and consultations.

Feel free to reach out — I’m always happy to talk and answer your questions.

📞 480-434-2005

Realtor Ahmed Alani

06/21/2026

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