The Minich Team

06/26/2026

Being self-employed doesn’t prevent you from buying a home, but the mortgage process may require additional preparation. Lenders typically review tax returns, business income, bank statements, and overall income consistency to evaluate qualifying income. Because write-offs can sometimes reduce reported income, planning ahead becomes especially important for self-employed buyers.

The good news? There are a variety of loan options designed for different income situations and business structures. I'm happy to walk you through your options and help you understand what lenders will be looking for.

06/25/2026

Inflation picked up in May, with headline PCE rising 0.4% for the month and pushing the annual rate to 4.1%, the highest level in three years. Core PCE, which excludes food and energy costs, increased 0.3%, bringing the annual core inflation rate to 3.4%.

06/24/2026

New home sales fell 7.3% in May to an annualized pace of 580,000, well below expectations and marking the second-lowest reading in nearly four years.

06/23/2026

Hiring a moving company? Asking the right questions before booking can help you avoid unexpected costs, understand what's included, and feel more confident on moving day. A little preparation upfront can make the entire moving process smoother. Save this checklist for your next move or share it with someone who's planning one.

06/17/2026

06/17/2026

Pending home sales (signed contracts on existing homes) rose 3.8% from April to May, marking the fourth consecutive monthly increase. According to the NAR, a late-spring surge in buyer activity suggests there is still significant pent-up demand for housing, even with mortgage rates remaining elevated.

06/17/2026

Housing starts dropped 15.4% from April to May, falling well short of expectations as both single-family and multifamily construction slowed. Building permits, a key sign of future homebuilding activity, also edged down 0.7%.

06/15/2026

Homebuilder confidence dipped slightly in June, falling two points to 35 and remaining below the growth benchmark of 50. Builders continue to cite affordability challenges and rising construction costs as key obstacles for the housing market.

06/12/2026

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can help affordability, but higher interest rates may increase monthly payments enough to offset those savings. At the same time, rising home values and limited inventory can make homes more expensive over time, while waiting may mean missing out on equity growth.

Instead of trying to perfectly time the market, focus on whether buying makes sense for your finances, timeline, and long-term goals today. I can help you evaluate your options and create a strategy that fits your needs.

06/10/2026

Inflation increased in May, with headline CPI rising 0.5% from the previous month, driven largely by higher gas and energy costs. Over the past year, inflation climbed 4.2%. Excluding food and energy, core inflation rose a more modest 0.2% in May and 2.9% year over year.