Cody Cleary real estate agent

Cody Cleary real estate agent Your local Realtor!

06/18/2026
Ready to buy your first home?  You don’t need perfect credit. just the right plan!We’ll guide you every step of the way ...
06/15/2026

Ready to buy your first home?
You don’t need perfect credit. just the right plan!
We’ll guide you every step of the way so your first move feels like home. 🏡✨

Message me today to start your journey!

Cody Cleary Realtor
Realistar Realtors
[email protected]

Hearing feedback like this means everything to me:“Went above and beyond… communication and hustle really stood out… wou...
06/13/2026

Hearing feedback like this means everything to me:

“Went above and beyond… communication and hustle really stood out… would recommend to my own family.”

Real estate isn’t just transactions — it’s trust. It’s people. It’s families making big moves.

If you’re thinking about buying or selling, I’d be honored to help you through it.

DM me anytime!!

Cody Cleary Realtor
Realistar Realtors
[email protected]

06/10/2026

🏡 Essential Tips for Home Buyers After Closing
🔐 1. Secure the Home Immediately
Change all exterior locks (or rekey) on Day 1.

Update garage door codes and smart‑home passwords.

Check that all windows latch properly.

📁 2. Organize All Important Documents
Store closing docs, warranties, manuals, and receipts in one place.

Keep digital backups in cloud storage.

Note key dates: property tax deadlines, HOA dues, insurance renewals.

🧰 3. Create a Home Maintenance Plan
Replace HVAC filters every 60–90 days.

Clean gutters twice a year.

Schedule annual HVAC service.

Test smoke/CO detectors monthly.

Keep a running list of future repairs or upgrades.

💡 4. Understand Your Home’s Systems
Locate the main water shutoff, electrical panel, and gas shutoff.

Label breakers if they aren’t already.

Learn how to operate the HVAC, water heater, and sump pump.

🛠️ 5. Build an Emergency Fund for the House
Aim for 1–3% of the home’s value per year for maintenance.

Keep a separate savings bucket for unexpected repairs.

🧾 6. File for Tax Savings
Apply for the homestead exemption (if available in your state).

Track improvements that may qualify for future tax benefits.

🧹 7. Deep Clean Before Moving In
Steam clean carpets.

Sanitize bathrooms and kitchen.

Consider duct cleaning if the home was older or had pets.

🏦 8. Review Your Insurance Coverage
Confirm you have enough dwelling and personal property coverage.

Add flood or sewer backup coverage if needed.

Update your insurer if you install security systems (often discounts).

🌳 9. Walk the Property

Cody Cleary Realtor
Realistar Realtors
[email protected]

06/09/2026

🏡 Tips for Home Buyers After Getting Into Contract

Congratulations — getting under contract is a huge milestone! Now the real work begins. Here’s how to stay organized and protect your investment through closing:

🔍 1. Schedule Your Inspections Early
Book your home inspection right away — most contracts have tight timelines.

Consider additional inspections (e.g., radon, sewer scope, pest, or roof) depending on the property type and age.

Attend the inspection if possible; it’s a great chance to learn about the home’s systems.

💰 2. Keep Your Finances Stable
Avoid major purchases, new credit cards, or job changes.

Keep communication open with your lender — they’ll need updated documents and may recheck your credit before closing.

Review your loan estimate and ask questions about closing costs.

📑 3. Review Disclosures and Reports
Read all seller disclosures carefully and discuss any red flags with your agent.

If inspection results reveal issues, negotiate repairs or credits before deadlines.

🏦 4. Order the Appraisal and Title Work
Your lender will handle the appraisal, but stay in touch to ensure it’s scheduled promptly.

The title company will research ownership history and prepare closing documents — review them for accuracy.

🧾 5. Prepare for Closing
Confirm your closing date and location.

Arrange for homeowners insurance and provide proof to your lender.

Do a final walkthrough within 24 hours of closing to verify repairs and property condition.

📦 6. Plan Your Move
Schedule movers early and transfer utilities.

Update your address with banks, subscriptions, and the postal service.

💬 7. Stay in Touch With Your Agent

06/08/2026

Homeownership Month is the perfect reminder:
You don’t need perfect credit.
You don’t need a massive down payment.
You just need a plan — and the right guide.
Let’s talk options that fit your life.

Cody Cleary Realtor
Realistar Realtors
[email protected]

06/06/2026

HOME BUYER TIPS

💰 Financial Prep
Credit check: Aim for 620+ for conventional loans; FHA allows lower.

Down payment: 3–20 % plus 2–5 % closing costs.

Budget buffer: Include taxes, insurance, utilities, and maintenance.

🔍 Search Smart
Neighborhood focus: Powell, Dublin, and Westerville are popular for schools and resale value.

Agent partnership: Use MLS data to spot price trends and days‑on‑market patterns.

Open‑house checklist: Note roof age, HVAC, and foundation condition.

🧾 Offer & Inspection
Contingencies: Financing, appraisal, and inspection protect you.

Inspection leverage: Negotiate repairs or credits based on findings.

Market awareness: Columbus inventory is tight—competitive offers matter.

🗝️ Closing & Beyond
Final walkthrough: Confirm agreed repairs.

Emergency fund: Keep 3–6 months of expenses for surprises.

Long‑term view: Track neighborhood development and future resale potential.

06/04/2026

Missed the Ohio rate sale? You’re not alone.
The program was expected to last a few weeks, but the funding was exhausted in just 3 days because of how many buyers jumped on the opportunity.
The good news? That doesn’t mean all buyer incentives disappeared.
Many new construction builders around Columbus are still offering incentives that may help with:
✅ Closing costs
✅ Interest rate buydowns
✅ Lower monthly payments
✅ Home upgrades

06/01/2026

Important OHFA Mortgage Interest Rate Update

Please see the attached OHFA mortgage interest rate update, current as of June 1, 2026 at 9:30 a.m.

For the Traditional First-Time Homebuyer Program, rates are currently showing as follows:

For FHA, VA, and USDA-RD 30-year fixed rate loans:

With no OHFA assistance:
First-Time Homebuyer Program: 3.750%
Ohio Heroes: 3.500%
Grants for Grads: N/A
With 3.5% OHFA down payment assistance:
First-Time Homebuyer Program: 5.000%
Ohio Heroes: 4.750%
Grants for Grads: 4.875%
For Conventional 30-year fixed rate loans:

With no OHFA assistance:
First-Time Homebuyer Program: 3.750%
Ohio Heroes: 3.500%
Grants for Grads: N/A

Address

Pickerington, OH
43147

Telephone

+16145300763

Website

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