Kim Nacchia - Mortgage Lender

06/16/2026

5.0 star review received on Experience.com for Kim Nacchia by Inkoo K - Kim from the very beginning treated me like a family member, and I could tell she genuinely cared about me and making sure that I received the best care possible. As a first time homebuyer, I was definitely nervous and had a myriad of questions. However, Kim was always patient with me and took the time to answer every question with precision and timeliness. I never felt like I was being a burden. I truly cannot recommend her enough.

Click to see all 132 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

06/14/2026

5.0 star review received on Experience.com for Kim Nacchia by Joe N - Kim worked diligently with the customer for months while he was in Europe educating him on the process and getting him the best rate possible. She went beyond the "call of duty" and my buyer is so happy with his new home .... the title company even communicated that he got a VG rate!

Click to see all 131 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

06/11/2026

5.0 star review received on Experience.com for Kim Nacchia by Gregory C - Kim responded very quickly and was easy to work with!

Click to see all 130 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

06/08/2026

5.0 star review received on Experience.com for Kim Nacchia by Pamela R - Very helpful during the whole process.

Click to see all 129 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

06/08/2026

Two months ago this first-time homebuyer was told they didn't qualify.

❓Instead of accepting that answer, they sought a second opinion.

Together, we took a deeper look at their situation, identified solutions, and created a path forward.

🔑✨Today, they're officially a homeowner! 🔑✨

A loan denial isn't always the end of the story. Sometimes it's simply the beginning of finding the right lender, the right strategy, and the right loan program.

Congratulations to my newest homeowner!

Helping clients navigate strategically. FL. GA. TN, and AL.
850.218.4616 | [email protected] | LendingTheCoast.com

06/05/2026

🎉 The First-Time Homebuyer Trifecta! 🎉

💰 Cash back
📉 Low interest rate
⚡ 10-day closing

Proof that the right plan can turn homeownership goals into reality.....fast!

Helping clients navigate strategically. FL. GA. TN, and AL.

850.218.4616 | [email protected] | LendingTheCoast.com

06/02/2026

5.0 star review received on Experience.com for Kim Nacchia by Sharon B - Kim your a great loan consultant. Knowledgeable, hardworking and cares about the client's. I am looking forward to many more transactions together. Thank you!

Click to see all 128 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

05/29/2026

Not all mortgage wins.... are about the rate.

💰Borrower paid zero out-of-pocket closing costs
💰EMD was fully refunded
💰$1,000 cash credit was paid to borrower at closing

This first-time homebuyer walked away from the closing table with almost $2,000 in hand and a beautiful new home. His dream come true.

Every loan deserves a calculated approach.....not a one-size-fits-all solution.

Let’s position you for the strongest possible outcome.

Kim Nacchia- Mortgage Broker, helping clients navigate the mortgage process with strategy. FL. GA. TN, and AL.

850.218.4616 | [email protected] | LendingTheCoast.com

05/26/2026

📸 Picture this:
You own multiple investment properties
🔥 Strong cash flow
🔥 760 FICO
🔥 Two-year landlord track record
You have a $3.2M acquisition under contract and 30-day close. To pull it off, you need to cash out of two existing properties to fund the rest.
Standard DSCR caps you out. TRID timing kills the close.

This is exactly why this product was built for you.

🔥 No TRID. No ATR. No waiting periods
🔥 Unlimited cash out - to deploy your equity
🔥 1.25 DSCR on long-term rent; 1.35 on short-term
🔥 30-Year Fixed and 30-Year Interest Only option
🔥 740 FICO & 2-year landlord history

Built for the seasoned investor. Up to $4.5M, qualified on rents - not tax returns, not DTI.

Kim Nacchia- Mortgage Broker, navigating with strategy and precision.

850.218.4616 | [email protected] | LendingTheCoast.com

05/24/2026

With deepest gratitude today and always. ❣