Selling Sistahs

04/09/2024

The California Dream for All program is back!

There will be a drawing this time around to select those who will be receiving vouchers for assistance. Get your applications submitted.

The DEADLINE is APRIL 29th at 5pm.

The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs (up to 20%-not to exceed $150,000)

We have preferred lenders who are CalHFA approved that can assist you with the application process.

Let’s connect! Reach out to us with questions/concerns!

Dorian Body-Lane
Senika Shields-Levias
Regina Shields

02/22/2024

(Full address upon request) Vallejo, CA
Asking $475,000

Introducing--4 bedroom, 2 bathroom Country Club Crest home, boasting over 1,400 sqft of living space. This remodeled property features a newer roof, solar panels, and a water softener system. Enjoy a prime location, just minutes from Six Flags Discovery Kingdom, major highways (80/30/29), Kaiser and Sutter hospitals, Costco, and a variety of restaurants. With easy access to all these amenities, convenience is at the doorstep.

Exclusively listed by:
Tiffany Shields, Broker
The Shields
DRE #01933037

10/31/2023

This is marketing by any means necessary!! Lol Happy Halloween!!

08/26/2023

🗣 IMPORTANT information to get your affairs in order‼️

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.

🛍Last Will and Testament: Designates to whom personal belongings will go to.

🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.

If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs know where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!

Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.

MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

My hope is that the above list at least helps you start an important conversation with your loved ones...

(REPOST-I DID) and it’s a very necessary conversation 🗣️

07/25/2023

BACK ON THE MARKET (at no fault to seller) Let's make a deal:

https://www.redfin.com/CA/Benicia/444-Heather-Ct-94510/home/2364344

(CRMLS) For Sale: 3 beds, 2 baths ∙ 1726 sq. ft. ∙ 444 Heather Ct, Benicia, CA 94510 ∙ $797,000 ∙ MLS # SR23101160 ∙ Pride in ownership! This 3 bedroom, plus loft, 2 bathroom property located in Southhampto...

04/07/2023

Grace, guidance and gratitude on this GOOD FRIDAY!

I have clients from all walks of life who send me messages of encouragement or thanks but it’s something about that praying client who sends you a message when they didn’t even KNOW you needed those words at the time! GOD DID!

This particular client is a referral and we have never met in person. We’ve only spoke over the phone and shared a picture or two but I’ve handled her real estate needs with sensitivity, love and care. 🙏🏾

I don’t post the amazing reviews I receive but they’re posted in my heart! Every one of them fuel my fire to keep helping, showing love and care with the service that I provide. ❤️

Wait on him and watch him make it happen!
Now bring on the potato salad! 😆 🐣 🐰

04/02/2023

02/11/2023

Open House this weekend!
Want to get prequalified? Contact Natalie! (Natalie Amoroso NMLS #2088059 NSA Mortgages) she’s one of my fantastic preferred lenders!

08/31/2022

***BOA NEW TRIAL PROGRAM***

Aimed Black and Hispanic 1st time homebuyers. No closing costs, no down payment, no minimum credit score.
Home loan evaluated by rent, utilities, phone and auto insurance.
Program will be tried out in predominantly Black and Hispanic areas of Dallas, Detroit, Los Angeles, Miami and Charlotte, North Carolina-the program may be expanded later to other cities!

MY TAKE: NACA goes through BOA for all their loans so this is basically cutting out the middle man! My hope is that BOA can make this a faster, smoother process than NACA and expand this program to all states! Hit me up and let’s see what BOA can do for you!