realtor.aesha

09/09/2022

How to stand out in this market?

✔️ Get your preapproval letter ready
✔️ Be flexible with your closing date
✔️ Drop the contingencies

08/24/2022

Hey you, did the offer you just put in on your dream home get approved by the seller? Congrats! Now what?

You’ll soon be going through the mortgage closing process and to prep you, here’s what you can expect:



1. Get pre-approved before you look at homes
This allows the lender to review your credit score, income, assets, and liabilities.

2. Work with a reputable real estate agent
To find your dream home and sign a purchase contract.

3. Open escrow
This is where you put money down in ‘good faith.’ This tells sellers you’re a serious and qualified buyer

4. The lender orders an appraisal and title work on the property
This information tells the lender if the home is a good risk

5. Clear any outstanding conditions
To get to a ‘clear to close’, you may have to provide any required documentation by the lender

6. Close on your loan
Once you have the ‘clear to close,’ you’re free to close on the loan and take ownership of the home.

08/15/2022

3 Tips to improve your Credit Score

✔️ Pay down your revolving credit balances
✔️ Increase your credit limit
✔️ Have negative entries removed from your credit report

07/30/2022

07/26/2022

I think you know where I’m going with this one…TRUE (of course)!

Just like trying to save money by fixing your plumbing issues yourself might end up costing you more when all is said and done, the same goes for trying to sell your home without the guidance of a real estate agent. With so many other service industries we understand that we should “trust the experts,” why should it be any different when it comes to real estate?

A real estate agent knows these processes like the back of their hand, and if something new comes up, they have a full network of resources that can help them help you.

Selling your home can be a VERY complicated process, but having someone on your team to help you figure it out can certainly make it smoother. These days, who’s got time for all that stress anyway?

Save yourself time, money, and headache of going through it alone.

Contact me today for your Real Estate needs .

07/25/2022

3 popular interior design trends this year:

STATEMENT LIGHTING
COTTAGE VIBES
SHADES OF GREEN

How do you feel about these trends? Post in the comments below ⬇️

♥️

09/07/2021

If it’s your first time buying a home, or you’re looking for a new place to live, knowing the right questions to ask your lender will put you ahead of the game.

Here’s Tip #1 of this series and the 3 Key Questions You should ask a lender when buying a home :



1. How much home can I afford?
First things first. Learn how much home you can afford by pre-qualifying for a mortgage loan. This process involves providing your basic financial information to your lender. They will look at several factors such as your credit history and credit score, employment history, and the ratio of your monthly debt payments to your income in order to determine your loan amount.

2. What type of loan do you recommend for me? Why?
There are various mortgage loans that you may find more suitable for you. For example, military veterans and first-time homebuyers may be eligible for special loan and/or down payment assistance programs.

3. How much of a down payment do I need?
Depending on the type of mortgage loan you choose, this may vary. However, there are options available for you to put down as little as 3% Down…. In some situations No down payment at all! Yes! You heard me right!!!! Zero down payment!



Still not sure how to start? Send me a message and we’ll discuss further!

09/06/2021

Happy Labor Day everyone!

So grateful for all the hardworking folks out there… and your contributions to the economy! Celebrate today with a long weekend, barbeques, parades, and good times. Enjoy the time spent with family and friends!

Btw,

How are you spending your Labor Day Weekend?
Comment below 👇