EFunder Capital

08/26/2026

After Repair Value, or ARV, can play an important role in how a fix and flip deal is evaluated.

Our latest article explains how ARV is calculated, why comparable sales matter, and how the estimated value after renovations can affect financing decisions.

Read the article here:
https://efundercapital.com/how-lenders-calculate-after-repair-value/

Understanding ARV before structuring a deal can help investors set more realistic expectations for the project.

Submit deals here:
https://efundercapital.com/deal-intake

08/24/2026

After Repair Value, or ARV, is an important number in many fix and flip deals.

It estimates what a property may be worth after planned renovations are completed. Understanding ARV can help investors evaluate purchase price, renovation costs, and potential financing before moving forward.

Our latest article explains what ARV means and why it matters in real estate investing.

Read the article here:
https://efundercapital.com/what-is-arv-in-real-estate-investing/

Submit deals here:
https://efundercapital.com/deal-intake

08/22/2026

Fix and flip financing is about more than finding a property with renovation potential. Investors also need to understand the requirements that can affect how a deal is structured.

Our article, **Fix and Flip Loan Requirements**, explains key factors investors should understand when preparing to finance an acquisition and renovation project.

Read the article here:
https://efundercapital.com/fix-and-flip-loan-requirements/

Submit deals here:
https://efundercapital.com/deal-intake

08/19/2026

Fix and flip financing is designed around both the property purchase and the renovation plan.

Our article, **How Fix and Flip Financing Works**, explains how this short-term financing is commonly used to acquire and renovate properties intended for resale.

Understanding the financing structure can help investors evaluate project costs, timelines, and exit strategies before moving forward.

Read the full article here:

https://efundercapital.com/how-fix-and-flip-financing-works/

Submit deals here:
https://efundercapital.com/deal-intake

08/17/2026

Fix and flip financing is built around a different timeline than long-term rental property financing.

A fix and flip loan is typically short-term financing used to purchase and renovate a property intended for resale. Understanding how these loans work can help investors evaluate acquisition costs, renovation budgets, timelines, and exit strategies before moving forward.

Learn more in our article, **What Is a Fix and Flip Loan**.

https://efundercapital.com/what-is-a-fix-and-flip-loan/

Submit deals here:
https://efundercapital.com/deal-intake

Welcome to my real estate journey! I’m Terence Young. I offer exceptional funding solutions to help you achieve your investment dreams.

08/15/2026

If your credit isn’t perfect but you have equity or cash, don’t automatically assume you’re out of options.

I recently closed two eFunder EquityFlex cash-out refinances:

• $150,000 property value
• $75,000 cash-out refinance
• 556 credit score

And another:

• $200,000 property value
• $100,000 cash-out refinance
• 496 credit score

Both were 50% LTV.

And EquityFlex is not just for refinances.

If you have the liquidity for a purchase, we can also look at financing up to 50% LTV, subject to program guidelines.

If the seller is willing to hold paper, we may also be able to structure the transaction up to 90% combined loan-to-value.

This is not cheap bank money, and it is not designed for someone who easily qualifies for traditional financing.

It is a solution for investors and business-purpose borrowers who have equity, liquidity, or a strong transaction but do not fit the traditional credit box.

Every deal is reviewed individually.

If this sounds like your situation, submit the property here:

efundercapital.com/deal-intake

08/10/2026

Have you ever had a lender tell you no even though you have a ton of equity in the property?

Maybe your credit took a hit.

Maybe you recently came through a bankruptcy or another major credit event.

Maybe your documentation does not fit the bank’s requirements.

Maybe the property makes sense, but your situation simply does not fit the lender’s box.

That is the kind of situation the eFunder EquityFlex Loan™ was built to look at.

This is not a cheap-money loan, and it is not designed for someone who can walk into a bank and qualify for the best rate available.

It is designed for certain real estate investors and business-purpose borrowers who have substantial equity but need another path when traditional financing is not working.

The program generally focuses on conservative leverage, often around 50% LTV or less, because the equity in the property is a major part of the overall transaction.

Eligible scenarios may include non-owner-occupied 1–4 unit investment properties, multifamily, mixed-use, and certain operational commercial properties.

Credit is still reviewed, but it is evaluated as part of the complete transaction rather than being the only thing that defines the deal. Current program guidelines have no minimum credit score.

If you have substantial equity in an investment property and keep hearing “no” from traditional lenders, send us the scenario.

Submit your deal for review:
efundercapital.com/deal-intake

We’ll tell you whether there may be a path forward.

08/07/2026

Knowing when to use a cash out refinance is just as important as understanding how it works. The right timing can help investors put existing equity to work as part of a larger investment strategy.

Our latest article explains when a cash out refinance may make sense, what factors to consider, and how investors evaluate whether it fits their financing goals.

Read the article here:
https://efundercapital.com/when-cash-out-refinance-makes-sense/

Submit deals here:
https://efundercapital.com/deal-intake

08/05/2026

Many investors focus on finding their next property, but they may already have capital available in the properties they own.

Our latest article explains how refinancing a rental property can help investors access equity to support future acquisitions and portfolio growth. It also covers important factors to consider before using this strategy.

Read the full article here:
https://efundercapital.com/refinancing-rental-property-to-buy-more-properties/

Submit deals here:
https://efundercapital.com/deal-intake

08/02/2026

Real estate investing isn’t about chasing deals. It’s about building a strategy.

The most successful investors I’ve worked with don’t ask:

“Can I get approved?”

They ask:

“What’s the smartest way to structure this deal?”

The right financing is about much more than getting to the closing table. It is about creating a solid foundation for long-term growth.

Whether you’re acquiring your first investment property or expanding an established portfolio, the right capital strategy can help you:

• Preserve capital for future opportunities
• Improve cash flow
• Scale your portfolio with confidence
• Build long-term wealth

At eFunder Capital, we help real estate investors and business owners secure financing that aligns with their investment strategy and long-term objectives. Every deal is different, and the financing should be structured to support your goals, not just your current transaction.

If you’re looking for financing for commercial real estate, DSCR loans, fix and flip projects, bridge loans, or business funding, we’re here to help.

What financing challenge is having the biggest impact on your business or investment strategy right now?