Home Purchasing & Real Estate Investing with DeAnna J. Vaughn

03/25/2026

Whether you’re buying your first starter home or building an real estate investment portfolio, as a mortgage banker turned Realtor I can help you! It's not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve you! My philosophy is simple: clients come first. I pledge to be in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I don’t measure success through achievements or awards but through the satisfaction of my clients.

Connect with De Anna J. Vaughn to find properties in your area. View De Anna J. Vaughn's profile to connect with them and help you on your home search.

03/21/2026

Americans over 70 now own 26% of residential real estate wealth.

One group of Americans has seen real estate values soar.

03/18/2026

🎉 EXCITING NEWS!🎉

I'm thrilled to share that Keller Williams is partnering with Zillow to launch something game-changing for our sellers: Zillow Preview ‼️ Coming next month— the first Zillow Preview listings will be live and ready to go! ⏰

Here's what this means for you:

✨ Pre-market your home publicly on KW.com, Zillow, and Trulia **BEFORE** it officially goes live

📈 Reach millions of buyers at the earliest stage of interest—building momentum and creating competition for your property

This is an incredible opportunity to give your home the exposure it deserves and generate real buyer interest before the official listing date. Early visibility can make a huge difference in this market.

Ready to get your home in front of buyers first? Let's chat about whether Zillow Preview is the right strategy for your listing!

📱 DM me or give me a call https://deannajv.kw.com/

Keller Williams Taps Zillow Preview to Expand Early Listing Exposure for Agents is a press release from Keller Williams Realty, LLC.

01/07/2026

I have spoken to sooo many people who have expressed interest in a real estate career that I can’t even keep track- so If you are seeing this now is your chance! Please message me if you will be ising this link so tgat we can “link” prior to you getting started 🤗

Are you a licensed real estate agent or someone looking to launch a successful real estate sales career? Keller Williams is actively seeking driven individuals who desire to redefine the way clients buy and sell real estate. KW is recognized as the world's #1 real estate franchise. We provide the te...

10/23/2025

For those purchasing homes during this shut down please see below👇🏾

The VA and FHA account for up to a quarter of all mortgage applications and processing of these loans will be effected. USDA, which issues loans to buyers in eligible towns and rural areas will be effected. Fannie Mae and Freddie Mac, the government-sponsored entities that support roughly 70% of the mortgage market, don't rely on federal funding but they also will be effected because they rely on other federal processes like the IRS for tax transcript verifications. So if the IRS shuts down or significantly cuts back on its transcript services, then Fannie and Freddie might be able to approve a loan, but they can't get the final verification piece.

Some people taking out a home loan and purchasing flood insurance could face delays during the U.S. government shutdown.

09/17/2025

After nine months of staying on the sidelines, the Federal Reserve announced a quarter-percentage-point cut, likely the first in a series of reductions to usher in lower borrowing rates for consumers.

The rate cut – the Fed’s first since late 2024 – lowers the Fed’s benchmark interest rate to a range of 4% to 4.25%. Economists largely expect at least one more reduction this year.

Typically, the Fed hikes rates or keeps them steady to tame inflation. The central bank lowers rates to juice the economy. While the Fed previously held back on rate cuts due to inflation concerns, a series of disappointing jobs reports showed a weakening labor market.

09/17/2025

For many first-time buyers, the bank of mom and dad is closed. That's an ominous sign for America's real estate market.

The bank of mom and dad isn't what it used to be. The number of first-time homebuyers with family help is shrinking, which points to bigger problems.

09/04/2025

The OCC announced that it removed references for disparate impact liability from the “Fair Lending” booklet of the Comptroller’s Handbook, started removing references in other materials, and instructed examiners that they should no longer examine for disparate impact.

The OCC announced that it removed references for disparate impact liability from the “Fair Lending” booklet of the Comptroller’s Handbook.

07/24/2025

The SUPPLY Act, introduced in the House last week by Reps. Sam Liccardo, D-Calif., and Andrew Garbarino, R-N.Y., would allow homeowners take out a government-backed second mortgage to build an accessory dwelling unit on their property.

Second mortgages tailored for ADU construction are virtually non-existent, according to the Urban Institute, because lenders see them as risky and hard to resell without government backing.

Currently, most homeowners who build ADUs have to rely on cash savings or home equity loans — options that aren’t available to many lower- and middle-income households. That financing gap has made it harder for less affluent homeowners to build ADUs.

The proposal comes as the U.S. faces a shortage of roughly 4 million homes, according to Realtor.com estimates, a supply gap that has pushed housing prices higher nationwide.

Whether it’s a detached backyard unit or a converted garage apartment, ADUs could help boost housing supply, especially in states like New York and California where shortages are most acute, the bill’s co-sponsors say. These small dwellings can also provide homeowners with rental income to help offset rising housing costs.

A new proposal would let homeowners use government-backed loans to build rental-ready backyard units like ADUs and tiny homes.

07/23/2025

It used to be the case that “work” meant having a single employer and receiving a W-2, but the status quo is changing. Independent work, gig income, and portfolio careers are surging, and with them come non-traditional income streams. According to MBO Partners, nearly 1 in 5 independent professionals earn over $100,000 annually, and while this should be a mark of success, it often also means these highly qualified borrowers are locked out of the housing market. This isn’t because their income is unreliable, but because it is “non-conforming.”

The current mortgage process was built for a 1950s workforce, but today’s borrowers are entrepreneurs, creators, and contract-based earners, such as a freelance consultant earning $150,000 from multiple clients. Other examples include a software developer with multiple 1099s, a real estate agent with seasonal income spikes, or a small business owner maximizing deductions. Under standard guidelines, each of these individuals might be denied a mortgage that a W-2 employee earning half as much would be able to secure.

Their finances and documentation may be complex, but their incomes are often more robust than traditional profiles.

And while it may seem like bad economics, it’s the result of a rigid system that hasn’t evolved to account for new forms of work and income. It penalizes the very qualities that define these types of workers in today’s economy: flexibility, adaptability, and entrepreneurial income streams.

Non-QM lending is expanding access to homeownership by recognizing modern income streams—from freelancers to business owners—and offering smarter alternatives to outdated mortgage standards.

07/22/2025

Sen. Raphael Warnock, D–Ga., introduced legislation Thursday to address what he called "systemic bias" in the home appraisal process. The proposal comes just one week after the Trump administration disbanded a Biden-era task force that had been focused on addressing racial bias in the housing system.

The legislation is a direct response to HUD's effective elimination of the PAVE task force and comes amid ongoing debates over DEI policies in the federal government.