Nina Fale Real Estate

04/13/2026

How long it takes to save for a home for every state. No surprise which state takes the longest

A new study reveals how long it would take the average earner in each state to save for a median-priced home.

Using data from the Bureau of Economic Analysis and the U.S. Census Bureau, the analysis by Leave The Key Homebuyers highlights the stark reality of the housing affordability gap nationwide.

🔹 Hawaii ranks as the least affordable state, where the average worker would need 28 years and 10 months just to save for a down payment.

Full report: https://rltor.cm/7gqxgb

02/18/2026

‼️Check out my newest listing in Saratoga Springs!! 4 BD 2.5 Bath PRIME LOCATION close to direct freeway access, playgrounds, grocercy stores and everything in between‼️

OPEN HOUSE Saturday Feb 21 11-2pm

Message me for questions. Let’s make this your home today🏡

This 4 bedroom, 3.00 bathroom, 1587 square foot home is located at 227 N Riverside Dr Saratoga Springs UT 84045. The home was built in 2025 and is listed for sale at $410,000

10/04/2025

Who wants to be my neighbor?! Ask me for a tour😎

This 3 bedroom, 3.00 bathroom, 1702 square foot home is located at 1509 W 550 S Orem UT 84058. The home was built in 2003 and is listed for sale at $545,000

03/25/2025

If you're getting ready to buy a house or sell a house, this is an excellent time.

Rates are moving downward. That's a good thing. And house prices are going up all the time, so it's a good time to sell and a good time to buy.

And you need a good real estate agent in your corner- message me or email for questions. Let’s do this!!🏠

09/12/2024

Mortgage rates fell on Thursday to their lowest level since April 2023 — 6.2 percent for a 30-year fixed-rate mortgage, down from 6.35 percent a week before, according to Freddie Mac.

That’s a sharp drop from the high of 7.8 percent recorded last October and welcome news for would-be home buyers who have been priced out of the property market, as well as homeowners who bought at high rates and are eager to refinance. It also comes as the Federal Reserve gets ready for its next policy meeting next week, when it’s expected to announce the first interest-rate cut since it began hiking rates in March 2022 to combat spiraling inflation.

08/20/2024

06/24/2024

If you have ever wondered what cities in Utah have sold the most amount homes in May here you go! Salt Lake City has taken the lead by a long shot! May 2024 🏠

04/17/2024

"Marry the house, date the rate."-Dave Ramsey

If you overpay you can't make up for that but if rates drop you can refinance. This is a good article and put this in perspective.
The article also does a good job explaining a common conversation I have with buyers. If you would like to know more about the local market, reach out I'm happy to share.

Shop for a home now or hold out for the possibility of lower mortgage rates? That question is confronting many home shoppers this spring homebuying season.Lower

04/10/2024

What are your thoughts on this?

Homebuyers in nearly half of the country need to earn at least six figures to be able to purchase a home.

Nationally, the typical household would need to earn $99,000 to buy a median-priced home of $415,500 in February. This also accounts for property taxes and insurance costs, and assumes a 10% down payment. However, the typical household income in America was only about $75,000 in 2022, according to the U.S. Census Bureau.

“For many people who want to buy a house, it’s just not feasible right now,” says senior economic research analyst Hannah Jones. “Even for households that can afford a home, the monthly cost is going to be much higher than it was two, three, four years ago.”

Full story: https://rltor.cm/a2cpp7

🏡 The best time to sell is April 14-20. See how much your home is worth and find a trusted agent: https://rltor.cm/uhlskg

03/27/2024

It doesn't seem like interest rates are going to budge any time soon. If you're putting off buying because of current rates, speak with your Loan Officer to make sure that's the best decision for you and your family.

Spring has arrived, and so has the perfect time to purchase a home! It is important not to let the market intimidate you—listen as we tell you how to succeed in this market and explain the "The Five Rights" in a sale, and more. https://bit.ly/43z363i