Mihatta Konjan- Homesbykonjan

Mihatta Konjan- Homesbykonjan HERE TO PROVIDE YOU WITH "MORE"
Welcome to HomesbyKonjan.

This account is to assist you with all questions that pertains to Real Estate, Selling, Buying, Investing and Economic Market Information..etc.

01/19/2026

Looking to invest in the US, here are the top 10 Investors Friendly Metros!

01/14/2026

What does that mean for you?

➡️ When mortgage rates go down, monthly house payments go down.
➡️ Right now, rates are close to 6%, the lowest in years.
➡️ That can make buying a home a little more affordable.

But there’s a downside.

⚠️ Lower rates can cause home prices to go up.
⚠️ This plan may not change the market much.
⚠️ It doesn’t fix the problem of not enough homes for sale.

So this may help some buyers short term, but it’s not a full fix.

01/12/2026

•🔥 $1 TRILLION+ holiday spending — Americans spent between $1.01T and $1.02T this season past holiday season in 2025, the first time ever. That’s huge, but it doesn’t tell the whole story.


•💳 Debt spike after big spending — a lot of that holiday shopping isn’t paid outright — consumers are leaning on credit cards and buy-now-pay-later plans, leaving lingering balances into the new year.

•🏡 Why this matters for homeownership — when holiday debt lingers, households have less cash flow to save for down payments, handle maintenance, or cover mortgage payments, slowing homebuying momentum.

•📉 Debt burden can delay home goals — carrying extra debt makes it harder to qualify for loans and can push homeownership further out for buyers who were already tight on budget — especially when lenders look at your debt-to-income ratio before approving a mortgage.


•💡 Households feel the ripple — overspending in Nov/Dec isn’t just a holiday hangover — it can impact savings, delay major financial milestones like home purchases, or tighten budgets early in the year when costs like property taxes and insurance are due.


01/09/2026

• ⏰ Timing your purchase
Buying during slower seasons or when demand softens gives you more leverage—less competition often means better prices and terms.

• 💵 Asking for seller credits
Instead of lowering the price, sellers can credit you money toward closing costs or rate buydowns, saving you thousands upfront.

• 🤝 Negotiating harder as a buyer
Price isn’t the only thing negotiable—repairs, concessions, timelines, and fees can all be leveraged to maximize savings.

• 📉 Shopping your mortgage rates
Different lenders offer different rates and fees. Comparing options can lower your monthly payment and save tens of thousands over the life of the loan.

⏰ Timing the purchase
💵 Asking for seller credits
🤝 Negotiating harder
📉 Shopping mortgage rates
Smart buyers don’t guess—they strategize.

01/07/2026

1️⃣ 56% of homes are overpriced at launch
Most sellers start with emotion instead of market data. While understandable, buyers compare your home against recent sales—not memories or future hopes.

2️⃣ Buyers—not sellers—determine value
The list price is only an invitation. The final price is set by what qualified buyers are willing to pay based on comparable homes and current demand.

3️⃣ Time on market weakens leverage
As days on market increase, buyer urgency decreases. Homes that sit signal “something’s wrong,” even when nothing is.

4️⃣ Longer market time often leads to a 5% price reduction
Overpriced homes typically sell for less after price cuts than they would have if priced correctly from the start—costing sellers both time and money.

12/23/2025

• Real estate isn’t about one moment. It’s about stacking time.

• Historically, U.S. real estate has appreciated ~3–4% annually on average — slow, but consistent.Rents have increased faster than inflation over the long term, creating growing cash flow.

• With leverage, investors often control a $500k asset with 10–20% down, amplifying returns over time. Over a 30-year mortgage, tenants typically pay down 80–100% of the loan while the asset appreciates.

• Meanwhile, 90% of millionaires have been created through real estate or businesses tied to it. Gambling relies on odds and timing. Real estate relies on patience and math. That’s why time in the market beats timing the

12/22/2025

Here’s what’s driving the momentum 👇

• +1.4 MILLION people added
Dallas–Fort Worth has grown by roughly 1.4 million residents, making it one of the fastest-growing regions in the country.
👉 Population growth at this scale creates long-term demand for housing, jobs, and infrastructure.

• Nearly 50,000 new jobs added 💼
Growth spans tech, finance, healthcare, and logistics, creating a diverse and resilient economy.
👉 A diversified job market protects the housing market during economic shifts.

• Housing supply can’t keep up 🏡
Even with increased construction, demand continues to outpace supply due to population and job growth.
👉 Limited housing = sustained pressure on home values and rents.

• Dallas leads in inbound migration 🚚
People are relocating from higher-cost states for affordability, opportunity, and tax advantages.
👉 Inbound buyers bring purchasing power and keep the market competitive.

• High quality of life 🌆
Strong job access, expanding suburbs, no state income tax, and a growing lifestyle scene continue to attract new residents.
👉 People aren’t just moving here for work — they’re staying.

Bottom line:
Dallas growth is being driven by people, jobs, housing demand, and lifestyle — the exact combination buyers and movers should be watching.

📩 DM “DALLAS” to learn where growth is happening next.

12/18/2025

Let’s talk about why buying a home is bigger than just having a place to live.

First — equity.
When you rent, your payment is gone every month.
When you own, that payment is working for you.
Over time, you’re building equity as you pay down your mortgage and as the home increases in value.
That’s real wealth being built in the background.

Second — stability & security.
Owning gives you stability.
No rent increases.
No landlord making decisions for you.
It’s your space, your rules, and a foundation you can actually plan your future around.

Third — tax advantages.
Homeownership can come with tax benefits like deducting mortgage interest and property taxes.
That’s money staying in your pocket — something renters don’t get.

Bottom line:
Owning a home isn’t just a lifestyle move.
It’s a long-term financial strategy that builds wealth, creates stability, and puts you in control.

12/15/2025

1: 🌡️ Under estimating the heat- Summers can be brutal, with triple-digit temperatures and high humidity.
• Avoid apartment hunts or moves in July–August if possible.
• Don’t dismiss the need for strong A/C and shaded parking.

2: 🚗 Ignoring the Commute- Dallas is very car-dependent. People often move into the wrong area thinking commute times won’t be bad.
• Avoid assuming “20 miles = 20 minutes.” It often doesn’t.
• Research your route at rush hour before signing a lease.
• Know that DART transit is improving but still limited for many neighborhoods.

3: 💸 Underestimating Cost of Living & Hidden Fees
• Texas has no state income tax BUT property taxes and insurance rates are high, which affects rent and home prices.
• Expect possible fees: toll roads, parking, renters insurance requirements, A/C maintenance, etc.
• Avoid thinking the whole state is uniformly “cheap.”

4: 🌪️ Not Preparing for Severe Weather- North Texas gets:
• hail storms
• tornado watches
• sudden heavy rain
• intense cold snaps (yes, really—2021 proved that)

Avoid choosing a place without checking:
• drainage/flood zones
• strong windows
• how the building handles freezing weather

Address

2701 W Plano Pkwy
Plano, TX
75075

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