09/25/2026
🏡 NOT QUITE MORTGAGE-READY? YOU MAY NOT HAVE TO WAIT TO MOVE!
If homeownership is your goal, but your credit, down payment, income documentation, or other financial circumstances are keeping you from qualifying for a traditional mortgage today, there may be another path.
I’m now working with Rent-to-Own / Lease-to-Own homeownership programs designed to help qualified buyers get into a home now while working toward purchasing it later.
✨ Depending on the program, you may be able to:
✔️ Choose an eligible home within your approved budget
✔️ Move into the home as a tenant first
✔️ Work on improving your credit while you live there
✔️ Build or prepare your funds for future homeownership
✔️ Have a predetermined path or option to purchase the home
✔️ Purchase once you’re able to qualify for permanent financing
✔️ Qualify with credit that may not meet traditional mortgage standards today
✔️ Explore options for W-2, 1099 and self-employed income
Some current programs operating in Texas advertise minimum credit scores around 550–580, although requirements vary considerably by provider and applicant.
🔑 The goal isn’t to rent forever — it’s to create a path toward HOMEOWNERSHIP.
If you’ve been told “not yet” by a traditional lender, don’t automatically assume that means “no.”
📲 Let’s see what options may be available for you.
LauraMarie Captain, REALTOR®
Century 21 Judge Fite Company
📞 817-721-8731
🌐 BeInTheKnowDFW.com
