06/03/2026
June is National Homeownership Month — and the conversation matters more than ever. 🏡
Homeownership remains one of the most important pathways to long-term financial stability, but today’s buyers are facing real challenges: higher housing costs, affordability pressure, insurance costs, property taxes, and tighter monthly budgets.
According to National Mortgage Professional, monthly owner costs for homeowners with a mortgage increased to $2,035 in 2024, up from $1,960 in 2023, and the median age of first-time homebuyers has reached 40. That tells us one thing clearly: buyers need strategy, preparation, and guidance before stepping into the market.
The good news? Homeownership is still possible with the right plan. Understanding loan options, down payment assistance opportunities, affordability strategies, and how your full monthly payment is calculated can make a major difference.
Before you count yourself out, let’s talk through your options.
📲 Call or DM me today to start the conversation.
Sermando Johnson
Mortgage Officer | Gentec Mortgage Corp
Individual NMLS #2617709
Gentec Mortgage Corp NMLS #1859099
📞 678-596-9355
Subject to credit approval. Not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Equal Housing Lender.