Jim Hawkins NMLS ID 1252841

09/23/2026

Planning a move to a new city or state can come with a lot of financial questions, especially when buying a home is part of the plan.

If a relocation is on your radar, talk with me early. We can look at your financing options and help you get a clearer picture of what buying in your new location could look like.

Whether you are relocating for a job or just a change of scenery, it’s important to do your research ahead of time to minimize unpleasant surprises later.

09/22/2026

The Fed makes a move and suddenly everyone is talking about mortgage rates. But the relationship between the two isn’t as simple as many headlines make it sound: https://bit.ly/4jgkZOc

If you’re buying, refinancing or just keeping an eye on the market, I’m always happy to help separate what’s happening from what it could actually mean for your mortgage options.
https://www.mortgagenewsdaily.com/markets/mortgage-rates-09162026?id=7211

09/19/2026

🏡 Thinking about buying a home this fall?

Before you start scrolling through listings, let’s take a look at your financing, buying power and loan options so you know what makes sense for your budget.

When you’re ready to make a move, I’m ready to help.

Consumer Access: NMLSConsumerAccess.org

09/18/2026

🎃 Who says pumpkins are just for Halloween?

There are plenty of ways to make them part of your home throughout the fall, whether your style is colorful, cozy, creative or a little unexpected.

Need some inspiration? These ideas may have you looking at pumpkins differently this year.

Pumpkins can add a warm and homey touch to your decor throughout the fall, not just Halloween. Here are ideas for decorating with pumpkins.

09/17/2026

🏡 Thinking about selling your current home to buy your next one?

While you’re getting your finances ready for your next purchase, a little attention to your current home can go a long way. These five simple front yard updates can help boost curb appeal and get your home ready for buyers.

And when you’re ready to talk about financing that next home, I’m here to help.

When prospective buyers arrive to peruse your newly listed home, will they get a good first impression of the front yard? Put your gardening gloves on and roll up your sleeves. We’ve got work to do. The front lawn, which plays a major role in the overall impression the property, should be lush and...

09/16/2026

🏠 Could you list everything you own if you had to file an insurance claim tomorrow?

A home inventory can make a difficult situation a little easier by giving you a record of your belongings before you ever need it.

Pictures of hurricane damage in coastal communities remind us that disaster can strike suddenly, destroying all our worldly goods. To prepare for the unthinkable, insurance companies strongly urge you to keep a current inventory of your possessions in a safe place to make claims filing easier. Here....

09/15/2026

🏡 When was the last time you really looked at your homeowners insurance bill?

From your deductible and home safety features to bundling policies and simply shopping around, there may be ways to lower your premiums without sacrificing the coverage you need.

A little review could be worth the time. Here are several places to start.

09/14/2026

🏠 Where are home prices dropping the fastest?

The answer depends a lot on where you’re looking. Realtor.com breaks down the cities seeing some of the biggest price declines and what’s driving the shift.

If buying a home is in your plans, keeping an eye on how your local market is changing can help you spot opportunities and make more informed decisions about when and how to finance your purchase: https://bit.ly/4A4XAFp

https://www.realtor.com/news/trends/home-prices-falling-cities-august-2026/?id=7211

09/12/2026

The right home starts with knowing what’s possible. 🏡🔑

Whether you’re thinking about buying soon or just starting to explore your options, I’m here to help you understand the financing side, answer your questions and find a loan that fits your goals.

When you’re ready to see what your next move could look like, give me a call!

Consumer Access: NMLSConsumerAccess.org

09/11/2026

Two kids, one bedroom, and somehow twice the stuff. 😄

When siblings share a room, a little planning can go a long way. Giving each child a say, finding creative ways to divide the space, and making smart use of walls, corners and under-bed storage can help everyone feel like they have a place of their own.

From bed placement to storage solutions, these ideas can help you create a shared room that works for everyone.

When siblings share a bedroom, every little bit of space counts. So what can a frazzled parent do? We’ve got you covered with this handy list of tips to ease sibling rivalry and create a harmonious space that your kids will love. Meeting of the minds. If your children are old enough to participate...