06/12/2026
In today's market, savvy buyers are negotiating something most people don't even know exists.
It's called a Seller-Paid Buydown. 💸
Here's how it works:
Instead of asking the seller to drop the price — you ask them to buy down your mortgage rate.
Example:
🏡 You're buying at $400,000
📉 Seller contributes $8,000 toward your rate buydown
💳 Your monthly payment drops by $150–$300/month
That's thousands in savings over the life of your loan.
Lower monthly payment. Same purchase price. Seller covers the cost.
In a market where every dollar counts, this is one of the smartest moves you can make right now.
ZipBuy® Home Loans specializes in creative financing strategies like this — so you get more home for less money.
💬 Comment "BUYDOWN" and we'll explain exactly how it works for your situation.