ZipBuy Home Loans

ZipBuy Home Loans Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from ZipBuy Home Loans, Estate agents, 150 S. Pine Island Road STE 300, Plantation Island, FL.

ZipBuy® Home Loans
Purchase • Refinance • HELOC / 2nd
FL NMLS #252270 Broker (Individual NMLS #1890873) | NMLS-AL, CA, TX, GA, PA, NJ, OH, MD, IL, KY
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Most deals don't die because of the buyer. They die because of the wrong loan program.Self-employed buyer with strong in...
09/18/2026

Most deals don't die because of the buyer. They die because of the wrong loan program.

Self-employed buyer with strong income but "ugly" tax returns? Foreign national client with no U.S. credit history? Buyer with a 580 score and a great story?

A lot of lenders say "sorry, we can't." We usually say "here's how."

With 16+ programs — from FHA and VA to bank statement, 1099, ITIN/DACA, and foreign national loans — we close deals other lenders pass on. If you've got a buyer who got a "no" somewhere else, send them our way before you write them off.

Let's talk about partnering: ZipBuyPartners.com

Agents — which loan scenario gives you the most headaches right now?

09/18/2026

🏡 Let’s finish 2026 strong! 💪

Join Mr. Wilguimps Saint Jean, President & CEO of ZipBuy, for an educational session on lending strategies to help you close more real estate deals by December 31st!

Learn about financing options, creative lending strategies, buyer programs, and overcoming common financing challenges.

📅 Wednesday, September 23, 2026
⏰ 6:30 PM Eastern Time
📍 Zoom Meeting

More education. Stronger deals. Bigger opportunities! 🚀

No W-2? No problem.🚗💼 Uber driver. Freelancer. Business owner. No W-2? No problem.If a bank rejected you because you "do...
09/16/2026

No W-2? No problem.

🚗💼 Uber driver. Freelancer. Business owner. No W-2? No problem.

If a bank rejected you because you "don't have traditional income," that's not a you problem — that's a them-not-having-the-right-program problem.

Our 1099-Only and Bank Statement loans let self-employed buyers qualify using real income — your bank deposits or 1099s — not tax returns packed with write-offs that make you look "poor" on paper.

You built the income. Let's use it.

📩 DM "INCOME" and we'll map out your options.

📉 Rental Property Loan Rates Are Sitting Around 6.5%-7% Right NowIf you've been waiting for a good moment to look into a...
09/15/2026

📉 Rental Property Loan Rates Are Sitting Around 6.5%-7% Right Now

If you've been waiting for a good moment to look into a rental property loan, rates for well-qualified borrowers are sitting around 6.5% to 7% right now.

That's worth an actual conversation, not just a guess based on old numbers.

📩 DM "RATES" and we'll run your numbers.

09/08/2026

🏡 LOOKING TO BUY A HOME? A CONVENTIONAL LOAN COULD BE THE RIGHT FIT.

For qualified buyers, conventional financing can offer a flexible path to homeownership — with competitive terms and options designed around your financial goals.

WHY CONSIDER A CONVENTIONAL LOAN?

🔹 Competitive interest rates
🔹 Flexible loan terms
🔹 No government-insured loan requirement
🔹 Options for primary residences, second homes & investment properties
🔹 Potential to remove private mortgage insurance once eligible

READY TO EXPLORE YOUR OPTIONS?

📩 DM us “CONVENTIONAL” and let's discuss your financing strategy.

09/07/2026

Happy Labor Day!
Today we celebrate the hardworking people who build, grow, create, and keep America moving forward.
Wishing you and your family a safe, happy, and well-deserved Labor Day!

📈 Why More Buyers Are Choosing 2-1 Buydowns Right NowA 2-1 buydown can temporarily lower your mortgage rate for the firs...
09/04/2026

📈 Why More Buyers Are Choosing 2-1 Buydowns Right Now

A 2-1 buydown can temporarily lower your mortgage rate for the first two years, giving you a lower payment upfront instead of starting immediately at the full payment.

Year 1: Lower rate
Year 2: Reduced rate
Year 3+: Regular note rate

It can be especially useful for buyers who expect their income to increase over time or who may consider refinancing later if market conditions make it worthwhile.

The key is understanding how the numbers work **before** deciding whether a 2-1 buydown makes sense for your situation.

📩 DM “BUYDOWN” or visit ZipBuyHomeLoans.com

🏠 Manufactured & Modular Home Financing — Yes, It Exists.A lot of buyers assume manufactured and modular homes can't be ...
09/03/2026

🏠 Manufactured & Modular Home Financing — Yes, It Exists.

A lot of buyers assume manufactured and modular homes can't be financed like a traditional home.
That’s outdated.
Mortgage financing options are available for qualifying manufactured and modular homes—especially when the home is permanently installed on owned land, rather than relying only on chattel financing.

The key is finding a loan program that fits the property, land ownership, and borrower qualifications.

📩 DM “MANUFACTURED” or visit ZipBuyHomeLoans.com

09/02/2026

🏡 JUST CLOSED! 🎉

💰 $670,000 Loan Amount
🏦 Conventional Loan
📅 30-Year Fixed
📍 Florida

Another successfully funded home loan in the books! 🔑

The right financing. The right partner. The right way to get you home. 🏡

📩 Thinking about buying a home? DM us to find the right financing for you.

🏠 Pre-approved for a mortgage? Don’t assume that’s your budget.Getting pre-approved is a big step, but just because a le...
09/01/2026

🏠 Pre-approved for a mortgage? Don’t assume that’s your budget.

Getting pre-approved is a big step, but just because a lender says you can borrow a certain amount doesn’t mean you need to spend that much.

Your actual monthly comfort level can depend on things like:

• Property taxes
• Homeowners insurance
• HOA fees
• Maintenance
• Your other monthly expenses

The goal isn’t just to figure out how much you can borrow.

It’s to find a payment that actually makes sense for your life and your budget.

📩 DM “BUDGET” or visit ZipBuyHomeLoans.com

Address

150 S. Pine Island Road STE 300
Plantation Island, FL
33324

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18886937001

Website

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