Pleasantville Home Value

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Planning to apply for home financing?These are 10 key actions to avoid when applying for a home mortgage.Here are the de...
03/22/2024

Planning to apply for home financing?
These are 10 key actions to avoid when applying for a home mortgage.

Here are the details for 2 items. If you would like complete information about why you should avoid the 8 others follow this link to the e-book version of my “Step-by-Step Guide to Financing Your Home” and scroll to page 42.

https://solskolnick.book.live/read-mortgage-lenders-buyers-book

Prefer a free printed copy? Just send an email to me [email protected] and share the address to which you want it sent. I will pay shipping (in the U.S.) too.

1. Don’t Apply for New Credit

Whether you’re applying for a new credit card or a vehicle loan or initiate a third-party credit check for new cell phone service, new internet service, etc. causing your credit history to be checked across multiple channels, it will impact your credit score. Your credit score is an important element of your eligibility for a particular loan program and your interest rate.

2. Don’t Close Your Credit Accounts

Closing credit and charge cards can have several consequences. A significant element of your credit report is the depth and length of your credit history. Closing accounts can increase your Debt-to Income ratio and diminish your credit history potentially lowering your score.

3. Don’t Deposit Large Sums of Cash into Your Bank Account

4. Don’t Change Your Bank Account

5. Don’t Make Large Purchases

6. Don’t Change Jobs or How You Receive Income

7. Don’t Co-Sign a Loan

8. Don’t Miss Your Payments

9. Don’t Consolidate Your Bills

10. Don't Lose Sight of Your Documents

11/27/2020

We ask you to support us and our fellow local small businesses tomorrow during Small Business Saturday. We are proud to be your independent community pharmacy! 🛒 🛍️

11/14/2020

Positive online reviews are vital for any small business - reviews from you 💚 our valued customers 💚 help others trust and chose our pharmacy. We would love for you to leave a quick review on Facebook (click "Reviews" at the top of the page) or on an online directory like Yelp or Google! 🎣 🐟 ❤️

10/22/2020

Driven by the impact of the coronavirus, the county is seeing an incredible influx of buyers from Manhattan and Brooklyn seeking shelter in the suburbs.

09/10/2020
09/08/2020

The year 2020 will certainly be one to remember, with new realities and norms that changed the way we live. This year’s real estate market is certainly no exception to that shift, with historic highlights continuing to break records and challenge what many thought possible in the housing market. H...

08/27/2020

Find out what your home is worth for free in today's market

08/02/2020

CNBC Select gets credit advice from a mortgage expert on what first-time future homeowners need to know to prepare before applying.

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Pleasantville, NY
10570

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