06/18/2026
🏡 Not all home loans are the same! Choosing the right one can save you money and help you reach your homeownership goals.
Here are a few of the most common loan types:
🔹 Conventional Loan – Great for buyers with strong credit. Often requires as little as 3% down, though 20% helps you avoid private mortgage insurance (PMI).
🔹 FHA Loan – A popular option for first-time buyers. Lower credit score requirements and down payments as low as 3.5%.
🔹 VA Loan – Available to eligible veterans, active-duty service members, and some surviving spouses. Offers incredible benefits like no down payment and no PMI.
🔹 USDA Loan – Designed for eligible rural and suburban homebuyers. Qualified buyers may be able to purchase with no down payment.
Every buyer’s situation is different, and the best loan depends on your financial goals, credit, and the home you’re purchasing.
Thinking about buying a home? I’d be happy to connect you with a trusted local lender who can help you explore your options and find the loan that’s right for you! 🏠