Felix Ochoa NMLS# 1462507 Loan Officer

Senior Loan Originator NMLS # 1462507 American Pacific Mortgage NMLS #1850 Equal Housing Opportunity Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

01/27/2026

Budgeting is not about cutting out everything you enjoy. It is about being intentional with your money so it supports the life you want to build.

With a clear plan in place, saving, managing debt, and preparing for bigger milestones like buying a home can feel far more achievable. Connect with us to talk through your goals and see what options may be available to you.
https://myoc.io/mortgageswithfelix



NMLS # 1462507

01/22/2026

When you’re planning to buy a home, one of the first things you need to consider is your credit score. You can obtain a free copy of your credit report at annualcreditreport.com.?

Your first step in building a strong credit profile is to go through your credit report and take the time to correct any collections and judgments and dispute any errors or inaccuracies.?

One thing you’ll need to avoid if you’re looking to improve your credit score is late payments on a credit card (or other bills, for that matter). There’s nothing you can do about mistakes in the past, but make sure you’re paying attention to this moving forward.?

For a more in-depth dive into understanding your credit, send me a DM. I’d love to help you!
https://myoc.io/mortgageswithfelix

NMLS # 1462507

01/20/2026

Dreaming of owning a home? 🏡 We help everyone, everywhere, make it happen. Ready to take the first step toward homeownership? Let’s make your dream home a reality!
https://myoc.io/mortgageswithfelix



NMLS # 1462507

You don’t need to make more money to buy a home — you need a smarter plan. 👀If homeownership feels out of reach, this is...
01/15/2026

You don’t need to make more money to buy a home — you need a smarter plan. 👀
If homeownership feels out of reach, this is for you.

I’m sharing 5 simple budgeting tips that can help you prepare to buy a home without feeling broke or overwhelmed.

👉 Check out the 5 tips and start turning “someday” into soon.
https://myoc.io/mortgageswithfelix



NMLS # 1462507

Freezing your credit is a simple step that can help protect you from fraud and unauthorized accounts. It prevents new cr...
01/08/2026

Freezing your credit is a simple step that can help protect you from fraud and unauthorized accounts. It prevents new credit from being opened in your name while still allowing you to unfreeze it when you need access.

If you are not sure whether a credit freeze makes sense for you, or want help understanding how it fits into your overall financial picture, I am here to help walk you through it.
https://myoc.io/mortgageswithfelix



NMLS # 1462507

01/01/2026

A healthier credit profile is one of the best gifts you can give yourself in the new year. Here are some easy ways you can help strengthen your credit score without feeling overwhelmed.
-Turn on automatic bill pay to avoid missed payments.
-Set balance alerts so you never get surprised by high utilization.
-Use tools that report rent or subscription payments to boost your profile.
-Aim to keep your credit card balances at or below 30 percent of your credit limit.
https://myoc.io/mortgageswithfelix



NMLS # 1462507

01/01/2026

Wishing you a bright and inspiring New Year filled with new beginnings, fresh energy, and moments that truly matter. Happy New Year!
https://myoc.io/mortgageswithfelix



NMLS # 1462507

12/30/2025

As the year comes to a close, now is a great time to review your mortgage and explore opportunities for financial alignment. A quick conversation can reveal ways to save, provide solutions to help tackle your debt, help you plan for a major purchase or life event, and make use of your home equity. Best of all, there's no obligation or cost to do a review!
https://myoc.io/mortgageswithfelix



NMLS # 1462507

Address

1740 Gillette Road
Pomona, CA
91768

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+16264821079

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