09/02/2026
“We can’t buy a house. We don’t have 20% down.”
If you’ve said that before, you might be counting yourself out before you even know what YOUR numbers look like.
Because 20% down isn’t required for every buyer.
And this is where I want to be careful, I’m not telling you everybody can buy a house with little or no money down. There are still costs to plan for, and every buyer’s situation is different.
What I AM saying is:
Please don’t let something you heard years ago be the reason you assume buying a home isn’t possible for your family.
👉If you’re tired of renting,
👉If the kids are getting bigger and you’ve outgrown the house you’re in,
👉If you keep looking at homes with a bigger yard, a shop or a few acres around Southeast Missouri thinking, “Man, we’d love something like that someday”
Find out what your someday would actually take.
👉Maybe you’re ready now.
👉Maybe you need six months.
👉Maybe you need a year.
That’s okay.
Because “not yet, and here’s what we need to do” feels a whole lot different than “we probably can’t.”
If you don’t even know where to start, I made a short and simple Home Buying Checklist to help you get your bearings before you ever start seriously house hunting.
Comment CHECKLIST and I’ll send it to you.