Richard Sold It - Realty Executives Home Towne

05/20/2026

For the past few years, affordability has stopped a lot of buyers in their tracks.

But here’s something you may have missed while you were sitting on the sidelines.

Housing affordability has improved in all 50 states over the past year. That’s according to new research from First American.

Now, this doesn’t mean buying a home is suddenly affordable for everyone. But the squeeze a lot of buyers felt over the last few years is finally starting to ease.

Want to see how affordability has changed in our area? DM me.

05/19/2026

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.

05/18/2026

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.

05/17/2026

If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area. Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

For a lot of people, the math on buying a home just doesn’t really work right now.

05/16/2026

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.

05/15/2026

Remember when it felt like almost every house went for way over asking? In many places, that’s calmed down. Fewer homes are selling for over list price today. Want to know what to expect if you're buying in our market? Let’s talk.

05/14/2026

Not every house is selling for over asking anymore.

In fact, it’s down to about 1 in 4 homes today, compared to nearly half in 2021.

And that's a good sign for buyers. It means the market is getting back to normal.

Now, this is going to vary by area. But overall, it means you may find sellers with more wiggle room on their price today. And in a lot of places, negotiation is back on the table.

Let’s make the most of it.

Want to find out what to expect if you're buying in our local market? DM me.

05/13/2026

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.

But here’s the part most people aren’t talking about:

Even now, rates are still lower than they were during the last 3 Spring seasons.

So, while things may feel a bit uncertain, the opportunity to buy hasn’t disappeared.

Want to talk through your options and check how the numbers could look at today’s rates? Let’s connect.

05/12/2026

Call today and let's get your house sold!

02/11/2026

Buying a home is getting more affordable, and this graph helps explain why.

It shows how much of a household’s income typically goes toward buying a home. As a general rule, spending 30% or less of your income on housing is considered affordable.

For the last couple of years, the math was still well above that threshold. But lately, things have been getting better thanks to a mix of lower mortgage rates, slower home price growth, and rising wages.

While affordability isn't going to snap back overnight, the trend is finally moving in the right direction.

If you want to talk through what this means for your buying power, send me a message and let’s break it down.