Thomas Ooten - Florida Real Estate Broker (REALTOR)

11/06/2025

Rates may feel high, but when you zoom out over the decades, today’s mortgage rates are still LOW. 🏡

Back in the 80s, buyers were paying 12.7%. Today, rates have slashed in half!

Even with an average 6.39% rate today, payments are still lower than the '70s, '80s, and '90s.

And guess what? Those buyers still built equity, grew wealth, and made moves.

If you're waiting for “perfect” rates, you might miss the perfect home. Let's chat about what

monthly payments really look like right now.

DM me if you're curious about what your numbers could look like!

10/27/2025

When looking at the next 5 years does it really make sense to keep renting? Take a look at the numbers when comparing renting and buying over the next 5 years and decide which side of the equation you'd like to be on!

10/27/2025

Every second counts in the housing market when there's so much demand for a relatively low supply of homes. DM me to learn more about how getting pre-approved before starting your home search will make you agile enough to sn**ch up your dream home before anyone else can.

10/27/2025

Buying power moves with interest rates. A slight shift could add $15K or more to what a buyer can afford—or take it away. Using this tools to illustrate, how I provide buyers real value and help them make the best move.

10/27/2025

Not all concessions are created equal. The right strategy, whether a permanent buydown or a closing cost credit, can mean big differences in monthly payment, cash-to-close, and long-term savings. I can show you how each option plays out so that you can make the choice that fits your family goals.

10/27/2025

Owning a home may be more realistic than you think. Use my online calculator to see if owning a home costs less than renting.

10/27/2025

A lot can change in just 30 days. Lower rates translate into more affordability, which means you can stretch your budget further or lower your monthly payment.

If you’ve been waiting for the right moment to buy, this is a reminder that timing matters. Let’s talk about what today’s numbers mean for you.

10/27/2025

09/23/2025

📊 August 2025 Housing Report is here

08/23/2025

While acknowledging that ongoing uncertainty complicates policymaking, Federal Reserve Chair Powell gave a mostly green light for monetary policy easing in September, following a policy pause that has lasted since the end of last year.