Gatlin Title

Gatlin Title Gatlin Title Company is a trusted title and real estate settlement partner serving Port St. Lucie. Contact us!

We’re here to take the stress out of closings, guiding buyers, sellers, agents, and lenders through every step with ease and confidence.

08/14/2026

The estoppel comes back and there's thousands of dollars in unpaid HOA assessments the seller never mentioned. Who is responsible?

Here's how this actually works.

Under Florida law, HOA assessments are a lien on the property.

If they're not paid, they don't disappear at closing. They follow the title.

That means the buyer's title insurance won't cover them unless they're resolved before closing.

As for who pays: the FAR/BAR contract is clear that the seller is responsible for paying off any liens and assessments that are their obligation.

Undisclosed HOA debt is the seller's problem, not the buyer's.
But here's where it gets complicated.

If the seller doesn't have the funds and refuses to pay, you're looking at a potential contract dispute, a delayed closing, or a deal that falls apart entirely.

This is exactly the kind of situation where having an attorney at the closing table matters.

We can negotiate, advise on contract remedies, and help you find a resolution that keeps the deal alive.

Don't let an estoppel surprise derail your closing. Get us involved the moment you see a number that doesn't add up.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

08/12/2026

Is your buyer purchasing a property with existing tenants? Don't skip the tenant estoppel certificate.

When they close, they become the new landlord, which means they inherit every unresolved issue from the previous owner.

A tenant estoppel certificate verifies:
✅ The current rent amount
✅ Whether the landlord is in default under the existing lease
✅ Any open issues that need to be resolved before closing

Get it signed by all tenants before closing — commercial or residential — so your client knows exactly what they're walking into.

Questions? Call us early and we'll walk you through it.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

08/10/2026

If your buyer won't close because repairs aren't done or a permit is still open, there's a clean solution: an escrow holdback agreement.

A portion of the sale proceeds stays in escrow after closing. The seller gets 30 to 60 days to finish the work. If they don't, the funds are released to the buyer to hire someone and get it done.

The deal closes on time. The buyer is protected. Everyone moves forward.

If you have a similar situation, make sure you reach out to us.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

08/08/2026

Your seller is out of state (or even overseas) and closing is coming up. Today in Florida, that's not a problem.

There are two easy solutions: mobile notaries who travel to your seller's location to handle document signing, and remote online notarization for sellers abroad. Either way, your closing stays on track.

If your seller isn't in Florida, don't stress because we've got it covered.

Reach out and let's make sure your deal closes on time.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

🚨Big News from Gatlin Title! 🚨We're excited to announce the launch of the Gatlin Title App, powered by Palm Agent!Whethe...
08/04/2026

🚨Big News from Gatlin Title! 🚨

We're excited to announce the launch of the Gatlin Title App, powered by Palm Agent!

Whether you're a REALTOR®, buyer, seller, lender, or investor, our new app puts powerful real estate tools right in your pocket.

✅Estimate buyer and seller closing costs
✅Run net sheets in seconds
✅Mortgage payment calculators
✅Title and closing estimates
✅Dozens of real estate calculators and tools

No more guessing. No more waiting. Get the numbers you need anytime, anywhere.

📲Download the app today:

🍎Apple App Store: https://apps.apple.com/us/app/gatlintitleagent-one/id6789455252

🤖Google Play Store: https://play.google.com/store/apps/details?id=com.gatlintitleagent.one&pcampaignid=web_share

💻Prefer not to download an app? Visit our website instead: https://gatlintitleagent.com

At Gatlin Title, we're always looking for ways to make real estate transactions faster, easier, and more transparent for our agents and clients.

Try it out today and let us know what you think!

08/03/2026

Being behind on property taxes doesn't mean your seller can't close.

Most of the time, it's not a deal-killer. The title company calculates the total amount of past-due taxes plus any accrued interest on outstanding tax certificates, collects that amount from the seller's proceeds at the closing table, and pays the tax authority directly.

As long as there's enough equity in the property, past-due taxes are an issue we can resolve, not a reason to lose the deal.

If you have a client in this situation, give us a call before you assume the deal is dead.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

08/02/2026

When the seller is an LLC instead of an individual, the closing checklist gets longer and skipping steps can expose everyone to serious liability.

Before we can close, we need to verify that the person signing on behalf of the LLC actually has the authority to do so. That means we need:

✅A copy of the LLC's Operating Agreement
✅A Certificate of Good Standing from the Florida Division of Corporations
✅A resolution or authorization confirming the signatory's authority to sell
✅Confirmation that the LLC is properly registered and active in Florida
✅If the LLC is member-managed, all members may need to sign or authorize the sale.
✅If it's manager-managed, the manager signs, but we need the operating agreement to confirm that.

This isn't red tape for the sake of it.

If the wrong person signs and the LLC later disputes the sale, title is clouded and your buyer has a serious problem.

Get us the LLC documents early.

The sooner we review them, the smoother your closing goes.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

07/31/2026

Your seller got sued over a business dispute, a car accident, a personal debt , etc. But it was something completely unrelated to real estate.

They lost. And now that judgment is sitting on their property as a lien.

This happens more than most people realize.

In Florida, a certified judgment can become a lien on any real property the debtor owns in the same county. It doesn't matter that the lawsuit had nothing to do with the house.

The lien is real, it attaches to the title, and it has to be resolved before you can close.

The options depend on the numbers:

If there's enough equity, the lien gets paid from proceeds at closing.

If the judgment creditor is willing to negotiate, we may be able to get a partial satisfaction or a release for less than the full amount.

If the seller disputes the lien or claims an exemption (like homestead), that requires legal analysis before anyone makes a move.

The worst thing you can do is ignore it and hope it doesn't show up in the title search. It will.

Bring us in early, because an attorney-owned title company like us will tell you exactly what you're dealing with and how to get to the closing table cleanly.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

07/29/2026

Are you a realtor representing a seller in Florida? Set clear expectations before they sign.

A real estate contract is a legally binding document. Once your seller signs, they have contractual obligations they must fulfill to get to closing and backing out due to cold feet or a change of heart is not easy.

Help your clients understand what they're committing to before it becomes a problem.

If you have questions about how to navigate legal real estate situations, reach out to us.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

07/27/2026

Your seller is motivated and wants to close in 14 days.

The problem is that the FAR/BAR contract says 30 days.

You can't just move the closing date because one party wants to.

Both the buyer and seller have to agree to modify it, and that modification needs to be done correctly to be enforceable.

Under the FAR/BAR contract, any change to the closing date requires a written addendum signed by all parties.

A text message or verbal agreement won't cut it.

If the buyer's lender is involved, their timeline may also be a hard constraint regardless of what the parties agree to.

But if everyone is on board, this is a straightforward amendment.

The risk is when agents try to handle contract modifications without legal guidance, because that's where unauthorized practice of law issues can creep in.

Don't wing it.

At Gatlin Title we have attorneys in house who can draft or review the addendum before anyone signs. It protects you, your client, and the deal.

Partner with us for a smooth and stress-free closing.

📍 2690 SW Edgarce Street, Port St. Lucie, FL 34953
📞 772-207-1952
✉️ [email protected]

Address

2690 SW Edgarce
Port Saint Lucie, FL
34953

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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