Port Saint Lucie Realtor RE/max Masterpiece Realty Shonda King

09/26/2026

Fam, here’s how you actually snag a short sale in Port St. Lucie. 🏠
That cheap price online is just the seller hoping. The bank still has to say yes.
The process:
1 Get pre-approved first.�Banks like buyers who can really close.
2 Look at the house for real.�Most short sales are as-is. Check repairs before you fall in love.
3 Make a clean offer.�Not a lowball that makes the bank laugh. A solid offer with proof of funds.
4 Wait.�The seller sends your offer to the bank. The bank does its own value check. This can take weeks.
5 The bank answers.�Approved. Denied. Or “raise the price.”
6 If they approve it, move fast.�Their approval letter comes with a deadline. Miss it and the deal can die.
That’s the whole game. Patience plus a strong offer.
Right now PSL has about 25–30 short sales, including some 3/2 homes under $350k.
I’ve been doing this here 14 years, closed 300+ homes, RE/MAX Hall of Fame. I know how to write the offer so the bank actually looks at it.
Want me to help you snag one the right way? Text me at 561-306-4574. I got you.

09/13/2026

Facebook post:
Behind on a mortgage or property taxes in St. Lucie?
Do this. Do not pay a rescue company.
1 Call your mortgage company. Ask for loss mitigation.
2 Free HUD counselor�888-995-HOPE�hud.gov/program_offices/housing/sfh/hcc
3 Property taxes�St. Lucie Tax Collector�772-462-1650�tcslc.com
4 Homestead and exemptions�paslc.gov
5 Crisis help�211�Mustard Seed 772-465-6021�mustardseedslc.org�United Against Poverty 772-468-8543�unitedagainstpoverty.org/campus/st-lucie
6 If you were served�Florida Rural Legal Services�772-466-4766
Florida Housing: floridahousing.org
If a sale would protect your equity before an auction, call me.
Shonda King, P.A.�561-306-4574

Florida Housing Finance Corporation (Florida Housing) was created by the state Legislature 35 years ago to assist in providing a range of affordable housing opportunities for residents that help make Florida communities great places in which to live, work and do business. Our vision is to be recogni...

09/06/2026

Bought a house in Florida and didn’t file homestead? That’s like leaving the AC on with the door open and calling it a lifestyle.
Homestead is not a prize. It’s the county taking about $51K off the taxable value because you actually live here. File at paslc.gov. Deadline is March 1. You had to be in the house January 1 — not “I meant to move in.”
Switching houses? Portability lets you drag that tax discount to the next Florida homestead, up to $500K. Miss the window and you get to meet the full millage. Personally.
I tell every buyer. The Property Appraiser does the form. I just refuse to watch you donate extra taxes for fun.
Shonda King, P.A.�561-306-4574

09/06/2026

Florida foreclosure timeline (mortgage)
Florida is judicial. The bank has to sue. It is not overnight. It is also not endless. This is a map, not legal advice. If you were served, talk to a lawyer and 888-995-HOPE.
Typical clock
Months 1–4 — late, not yet a lawsuit�Federal rules generally stop the lender from filing until you are about 120 days behind. You get notices and a chance to reinstate or apply for help. Best time to sell clean. No public lawsuit yet.
Months 4–7 — the lawsuit�They file in circuit court and record a lis pendens (public notice on title). You are served. You have 20 days to answer. If you do nothing, they can get a default and the case speeds up.
Months 6–18+ — court�Uncontested: often heading toward judgment in roughly 6–12 months after filing.�Contested or backlogged: 1–3 years is not rare. Mediation, modification, or a sale can still happen in this window.
After judgment — sale is close�The judge sets a clerk’s auction, generally 20–35 days after judgment (courts sometimes run longer). Notice is published. You can usually still redeem (pay the full judgment) or close a sale until the clerk files the certificate of sale / title. After certificate of title, the house is gone. About 10 days after the sale if nobody objects.
After the auction�Writ of possession, then the sheriff. Weeks, not years.
Ballpark totals�First missed payment → auction: often 8–18 months if you don’t fight. Longer if you do. Do not use “I have two years” as a plan.
Different clock: property taxes�Unpaid taxes → certificate in June → tax deed possible after about two years. That is the Tax Collector / Clerk, not the mortgage lawsuit.
Where selling still saves equity�Before lis pendens: cleanest.�After lis pendens, before judgment: still common; title company pays off the loan at closing.�After judgment, before sale: possible if the contract can close in time.�After certificate of title: too late.
Call the servicer. Call HOPE. If a sale is the move, call me 561-306-4574. I will tell you if the numbers still work.

09/06/2026

Behind on property taxes? You still have options. The house is not gone just because the bill got ahead of you.
Call the St. Lucie Tax Collector first: 772-462-1650. Ask what you owe and whether a tax certificate or tax-deed clock has started. Many people can still redeem and keep the home if they move now.
Help that can make it more affordable:�• Homestead tax deferral if income is tight�• Next year’s installment plan (apply Nov 1–Apr 30)�• 211, Mustard Seed, and United Against Poverty for crisis money�• Extra exemptions that lower the next bill
This is not free. It is a path. Let’s walk it.
Shonda King, P.A.�I care. Call 561-306-4574.

09/06/2026

St. Lucie County offers housing assistance, down payment programs, and emergency support. I help clients identify what is currently funded.
Down payment options for qualified first-time buyers�• Florida Hometown Heroes — up to 5% of the first mortgage ($10,000–$35,000) as a 0% deferred second mortgage for eligible occupations (healthcare, educators, first responders, military, and others).�• Florida Assist — up to $10,000 deferred 0% assistance through a participating Florida Housing lender.�• SHIP / local purchase assistance — city and county down payment and closing-cost help when the application window is open.�• Habitat for Humanity of St. Lucie — affordable purchase path with sweat equity when applications are accepted.
These are not unrestricted grants. Most require income limits, a first-time buyer test, homebuyer education, and a participating lender. Funding opens and closes.
Residents facing food or rental hardship should call 211. Local partners include Mustard Seed Ministries and United Against Poverty.
To review which down payment or emergency program may apply to you, contact me.
Shonda King, P.A.�RE/MAX Masterpiece�561-306-4574

08/05/2026

💼 Your Next Career Opportunity Could Be Waiting!

Looking for a new job or a fresh start? Don’t miss the City of Port St. Lucie Community Job Fair on Thursday, August 13, from 3:30 PM – 6:30 PM at the MIDFLORIDA Event Center!

Meet dozens of employers from a variety of industries, network with hiring managers, and explore career opportunities—all in one place.

✅ Bring multiple copies of your résumé
✅ Dress professionally
✅ Be ready to introduce yourself with confidence
✅ Preregister to save time before you arrive

Whether you’re searching for your first job, a career change, or your next big opportunity, this is an event you won’t want to miss!

📍 MIDFLORIDA Event Center
9221 SE Event Center Place, Port St. Lucie, FL

08/05/2026

Fam, St. Lucie County has 109 foreclosure listings right now! That’s enough sad houses to start your own reality show called “Foreclosure Island” — complete with dramatic music and people crying over busted AC units.
A bunch of them are 3-bedroom, 2-bath homes under $350k. Florida’s leading the nation in foreclosure filings, and St. Lucie County is up there in the danger zone with a 1.8% serious delinquency rate.
Want the inside scoop on which ones are actually worth looking at before the banks sn**ch them up? Text me at 561-306-4574 right now! 🏠

06/15/2026