JoshyMortgage.com
CALL NOW : 408-75-JOSHY
Joshy Abraham, REALTOR®(CA) & Loan Officer(CA) | DRE # 02441848 | NMLS # 2542280 | Loan Factory Inc | DRE # 01771313, NMLS # 320841 I
Equal Housing Opportunity. I'm Joshy Abraham, a CA licensed MLO & REALTOR® with loan factory dedicated to helping buyers, sellers, investors, borrowers navigate the real estate & mortgage process with confidence and person
alized service. Whether you're purchasing your first home, upgrading to a larger property, downsizing, investing or relocating, my goal is to provide clear communication, market knowledge, strong negotiation, and a smooth transaction from start to finish. Real estate Services Offered in CA
• Residential Home Buying & Selling
• First-Time Home Buyer Guidance
• Investment Property Consultation
• New Construction Representation
• Relocation Assistance
• Comparative Market Analysis (CMA)
• Referral Services
Mortgage services offered in CA
Guidance on home purchase loans & refinance
Guidance on Business purpose loans
Guidance of reverse mortgages
Guidance on DSCR loans, etc
My Commitment
I believe every client deserves:
* Honest and transparent communication
* Professional representation
* Prompt responses and personalized attention
* Data-driven market insights
* Ethical business practices focused on your best interests
Contact me
Loan officer website : JoshyMortgage.com
🌐 Realtor website : TryJos.com
📞 Call/Text: 408-75-JOSHY (56749)
Licensing info:
Joshy Abraham | Loan officer (CA) , REALTOR® (CA)
NMLS ID 2542280 I CA DRE 02441848 |
Loan Factory, Inc. I CA DRE 0177131
My Vision: Empowering Homeownership for All
I envision a world where everyone has access to the home of their dreams through practical solutions, informed decisions, and an unwavering commitment to client advocacy. I proudly serve all clients equally without regard to national origin, race, color, s*x, religion, familial status, or any other characteristic protected by applicable law. Any mortgage or real estate services I provide in states where I am licensed are available equally to every prospective borrower, buyer and seller. Additional Language assistance. I can communicate in English, Malayalam, Hindi and Tamil. Additional language communication support is provided only as an accommodation to help improve understanding and communication. Equal Housing Opportunity
Disclaimer
The information provided on this page is for general informational purposes only and should not be construed as legal, tax, accounting, financial, real estate or investment advice.Real estate laws, regulations, financing programs, and market conditions may change without notice. All users are encouraged to independently verify any details, pricing, availability, zoning, and other information with appropriate professionals or public records before making decisions. Posts published in this page before December 31, 2025 may relate to my prior real estate activities in Oregon or other general business topics and are retained for archival purposes only.Links from prior posts pointing to external websites may be broken or unavailable as they are not actively maintained or monitored. Please rely on current posts or contact me directly for California real estate information. Nothing on this page constitutes an offer to perform services in jurisdictions where the licensee is not authorized to practice. Property information, market statistics, pricing, and availability may change without notice and should be independently verified. Equal Service & additional Communication Support
We are committed to providing equal professional service to all clients and prospective clients without regard to race, color, religion, s*x, disability, familial status, national origin, or any other characteristic protected by applicable federal, state, or local law. To improve communication and understanding, we may also offer communication assistance in languages other than English. These language services are provided solely as a convenience and accommodation and do not limit or restrict the availability of our services to any individual. All mortgage and real estate services we offer are available to every qualified prospective buyer, seller, homeowner, or borrower on an equal basis. The availability of communication in a particular language should not be interpreted as a preference, limitation, or eligibility requirement for any service. By interacting with this page, you also acknowledge that communication through social media does not create an agency relationship unless a written agreement is executed.
