Serdar Talayman Dreamwatch Realty

03/03/2025

Sometimes it is hard to figure out which way to go. This is when you need a professional who will help you along the way!!

11/01/2022

Hi all, when the economic uncertainty dust settles, those buyers and sellers who were on the sideline will jump back in the housing game. So it’s a question of when, not if, for the housing market.
As we go through many economic challenges today, it is important to stay current and be ready and plan for your next housing move.
We can help you to stay informed and current with fast changing economic picture.
Send me a message today with your email address and I will add you to our Newsletter distribution.

10/08/2022

I hope everybody is having a great weekend. As the stock and inflation continues to be a concern for people who is thinking buying a new home or selling their homes.

Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you set your homebuying plans.

Enjoy the article and let me know if you have any questions.

Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this ri...

09/30/2022

The real estate market is on just about everyone’s mind these days.
when you add the inflation and stock market into the mix as well it is often hard to make sense out of thigs that are happening around us.

As far as the Real Estate goes, the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 trillion dollars over the past year, and many called that a troubling sign when it happened for the first time in history. But is it really a troubling sign? In order to understand that let's look at some numbers.

Recently Odeta Kushi, Deputy Chief Economist at First American, answered that question when she said:

“U.S. households own $41 trillion in owner-occupied real estate, just over $12 trillion in debt, and the remaining ~$29 trillion in equity. The national “LTV” in Q2 2022 was 29.5%, the lowest since 1983. Homeowners had an average of $320,000 in inflation-adjusted equity in their homes in Q2 2022, an all-time high.”

This is yet another reason we won’t see the housing market crash. Home equity allows homeowners to be in control. For example, if someone did need to sell their home, they likely have the equity they need to be able to sell it and still put money in their pocket. This was not the case back in 2008, when many owed more on their homes than they were worth.

Of course where you stand today is depending on where you live and how the housing market doing in your immediate area. In order to understand your current position it is always a good idea to work with your Real Estate professional so that you have a good understand of your situation.

Have wonderful weekend everybody!!

09/21/2022

While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase in your wealth came in the form of home equity

While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase i...

09/16/2022

If you’re thinking about buying a home today, there’s welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considered may be coming to a close.

If you're thinking about buying a home today, there's welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considere...

09/15/2022

The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a crash coming? This article will help you to understand where the market is heading to.

As always please let me know if you have any questions!!

The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a cras...

09/14/2022

It’s clear the 2022 housing market has been defined by rising mortgage rates. According to the National Association of Realtors (NAR):
“Compared to one year ago, the monthly mortgage payment rose to $1,944 from $1,265, an increase of 53.7%.”
The good news is you can navigate today’s housing market and this rising rate environment with a few simple tips.

1. Expand Your Search Area and Criteria
2. Explore Alternative Financing Options
3. Look for Grants, Gift Funds, and Down Payment Assistance

It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR):

09/12/2022

Many people remember the housing crash in 2008, but experts say today’s market is different in many ways.
1. There isn’t an oversupply of houses for sale
2. Lending standards are tighter today
3. Record levels of Equity provides security

09/10/2022

If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Today I would like to share 3 tips for buying a home which I hope will help you to decide your next move.

1. Understand How Mortgage Rates Impact Your Homebuying Power
2. Be Open to Exploring Different Options During Your Search
3. Work with a Local Real Estate Professional for Expert Guidance

If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like you additional options.

09/09/2022

There’s no denying the housing market is undergoing a shift this season as buyer demand slows and the number of homes for sale grows. But that shift actually gives you some unique benefits when you sell. Here’s a look at the key opportunities you have if you list your house this fall.