Tim Saeland at REMAX Equity Group

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Tim Saeland at REMAX Equity Group 🏡 Principal Broker, Licensed in OR/WA
🏆 Top 10% at REMAX Equity Group
❤️ Community Advocate

As a dedicated full time Real Estate Agent with RE/MAX Equity Group in Portland, I assist my clients and friends in buying or selling real estate. I also try to stay up to date with all the information and current market conditions and share the news that matters while trying to answer the questions you may have about the local real estate market. Serving home buyers and sellers in the Portland Metro area including SW Washington.

10/21/2026

🎃 Interest rates got you spooked? Don’t let fear make the decision before you explore your options!

Seller concessions may help cover eligible closing costs or fund a rate buydown, depending on your loan program and the negotiated agreement. A temporary buydown lowers payments for a limited time, so understanding the full payment afterward matters.

Let’s connect with your lender, run the numbers, and see what fits your budget. No tricks—just a conversation about your options. 🏡

📲 Message me “OPTIONS” to get started.
Tim Saeland | PDXREGUY.com

10/20/2026

Forget about the interest rate! You have the opportunity now to get at a lower rate with seller concessions. Let’s talk

Unpopular opinion: you don’t need 20% down to buy a home. 🏡 I’ve been selling Portland homes for 22 years, and “we’re wa...
10/19/2026

Unpopular opinion: you don’t need 20% down to buy a home. 🏡

I’ve been selling Portland homes for 22 years, and “we’re waiting until we have 20%” is one of the most common things I hear. Saving that much on a $540K home means about $108,000. For a lot of people, that’s years of waiting.

Here’s what I tell my buyers:
✅ Some loans start at 3% down, and VA and USDA loans can be 0%
✅ Oregon and Washington both have down payment assistance programs
✅ Don’t empty your savings to hit a magic number. Keep a cushion for life (and the furnace that dies in January 😅)

Putting less down does usually mean mortgage insurance and a higher monthly payment, so the right number depends on YOU. Let’s figure out yours.

Comment “PLAN” and I’ll help you map it out.

Tim | PDX RE Team | RE/MAX Equity Group
HomeBuyingTips

It’s officially c***r, donut and pumpkin-everything season. We rounded up our favorite fall food and drink adventures ar...
10/11/2026

It’s officially c***r, donut and pumpkin-everything season.

We rounded up our favorite fall food and drink adventures around Portland and SW Washington, from the Hood River Fruit Loop to a Saturday morning at the PSU Farmers Market to a night in the Bi-Zi Farms corn maze with a hot c***r in hand.

Save this for your next free weekend, and tell us: what’s your must-have fall bite in PDX? 👇 We’ll share the best answers in our Story.

PDX RE Team | RE/MAX Equity Group | 503-332-1013 | TimSellsPDX.com
REMAXEquityGroup

10/09/2026

Find the quirks before the quirks finds you 🤨😂

Address

Portland, OR
97239

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