Kristin Garnett, Realtor - Licensed in OR & WA

Kristin Garnett, Realtor - Licensed in OR & WA Wife of 30+yrs, Mom of 2 amazing young men, Principal Broker & Managing Broker (OR/WA) w/ eXp Realty LLC, Luxury Division

Kristin Garnett is a highly accomplished real estate professional serving the Greater Metro Portland, Oregon area and Southwest Washington, including Vancouver and Camas. With over 12 years of experience and 10 years as a licensed Realtor, Kristin has built a reputation for delivering exceptional results while providing a personalized, client-first experience. As a native Oregonian, she brings deep local knowledge, having lived throughout the region and witnessed its growth firsthand, giving her clients a distinct advantage when navigating these dynamic markets. Kristin holds an impressive list of industry designations, including Certified Residential Specialist (CRS), Accredited Buyer’s Representative (ABR), Seller Representative Specialist (SRS), and multiple negotiation and luxury certifications. She is also an eXp Certified Mentor and Relocation Specialist, supporting both clients and fellow agents at a high level. Consistently recognized for excellence, Kristin has earned multiple Top 100 awards, client service honors, and was named Best of Business Real Estate Agent in Bethany and Portland in 2025. Her expertise spans first-time buyers, luxury homes, relocation, divorce situations, and second-home properties, allowing her to guide clients through even the most complex transactions with confidence. What truly sets Kristin apart is her ability to balance professionalism with genuine relatability. As a longtime wife and mother, she understands the demands of busy family life, from managing schedules and school involvement to navigating major life transitions. Her hands-on involvement in local schools, both as a parent and through volunteer work, gives her valuable insight into the communities she serves. Clients appreciate her ability to listen, organize, and simplify the process, making even the most overwhelming situations feel manageable. Outside of real estate, Kristin enjoys crafting, cooking, hiking, and spending time with her family exploring the outdoors. Her creative background and entrepreneurial spirit influence her approach to marketing and problem-solving, while her nurturing nature ensures every client feels supported from start to finish. Known for her integrity, attention to detail, and strong negotiation skills, Kristin is committed to helping her clients not only achieve their real estate goals but also feel confident and cared for every step of the way.

09/23/2026

The Best Time to Buy a Home in 2026
As someone who values trust and guiding clients through the emotional journey of home buying, I always keep an eye on the best opportunities out there. For those planning ahead, the period from September 27 to October 3 in 2026 is shaping up to be a particularly favorable window for buyers nationwide. During this week, active listings are expected to be up 31.9% from the start of the year and 13.3% higher than the average week—meaning more choices for buyers across the country. Listing prices are projected to be 3.5% below their seasonal peak, which could save you around $14,000 on a median-priced home of about $416,000. Plus, competition is anticipated to drop by 30.1% from the year's peak, and homes may spend about 64 days on the market, giving buyers a bit more breathing room in their decision-making. With inventory growing and demand softening, experts suggest earlier fall may offer the widest selection, while later fall could bring more price flexibility. My goal is always to help you move forward with confidence and peace of mind, especially when the market tilts in your favor.

09/22/2026

Here's how much a house could cost in 2030 — and how to start saving for it
Thinking ahead to what a home might cost in 2030 can feel overwhelming—especially with projections placing the U.S. median home price at $382,000. As someone who understands how emotional and complex this journey can be, I always remind my clients that planning early truly makes a difference. Factors like supply, demand, interest rates, and wages all play a role, but starting to save now—whether through a high-yield account or smart investments—can help you build a strong foundation for your future down payment. My focus has always been to guide and support you through every step, putting your needs first and helping ease your worries along the way. Let’s make sure you’re prepared for what’s ahead in the real estate market.

09/21/2026

Portland Listings See More Price Cuts
As a proud Oregonian and Principal Broker who truly values trust and dependability, I know that every shift in Portland’s housing market means something real for buyers and sellers alike. Right now, our median list price is steady at $595,000—just about 1% lower than last year—while active listings have ticked up by 3%. That gives buyers a bit more choice, even though our market remains tight. New listings are actually down by 2%, so when a fresh home does hit the market, it’s still drawing plenty of attention and competition.

Here’s something I’m watching closely: about 30% of active listings in mid-Q3 2026 saw price cuts. That means buyers have a little more room to negotiate, but it’s also rewarding for sellers who choose to price competitively from day one. Homes are taking a touch longer to sell—61 days on average, up 2% from last year—which gives buyers more time to consider their move, while sellers benefit from realistic pricing and less need for reductions later on.

Even with a modest increase in total supply, Portland is still a market where every decision counts. My focus has always been to guide clients through these moments—eliminating concerns, and making sure the process is as smooth and informed as possible.

Buy and Sell a Home Simultaneously: Strategies for SuccessNavigating the process of buying and selling a home at the sam...
09/20/2026

Buy and Sell a Home Simultaneously: Strategies for Success
Navigating the process of buying and selling a home at the same time can feel overwhelming, but with thoughtful planning—and a bit of flexibility—it's absolutely manageable. Selling your current home first can help you know exactly what your budget is, though it may mean finding temporary housing for a short while. On the other hand, buying before you sell gives you more time to find the right place, but it can mean carrying two mortgages for a period. Making a contingent offer can help you avoid that risk, though sometimes sellers prefer non-contingent offers. Every situation is unique, and there’s no one-size-fits-all solution. My approach always centers on understanding your specific needs and concerns—my goal is to help eliminate uncertainty and guide you smoothly through these big decisions. If you ever want to talk through your options, I’m here to help you find the best path forward.


https://www.housing-trends.com/agent-news/kristin-garnett/1967861-Buy-and-Sell-a-Home-Simultaneously%3A-Strategies-for-Success

What Buyers and Sellers Should Expect to Pay at ClosingNavigating closing costs is often one of the more overwhelming pa...
09/19/2026

What Buyers and Sellers Should Expect to Pay at Closing
Navigating closing costs is often one of the more overwhelming parts of buying or selling a home. As someone who puts relationships and trust first, I know how important it is for clients to feel informed and supported every step of the way. At closing, both buyers and sellers encounter a range of expenses—commissions, title insurance, taxes, fees, inspections, and prepaid costs. While some of these, like taxes, are non-negotiable, others can sometimes be discussed during the process. Every situation is unique, and understanding who covers which costs (and what can be negotiated) can make things a little less stressful. My goal is always to help guide you through these details, so you can focus on your next chapter with confidence.


https://www.housing-trends.com/agent-news/kristin-garnett/1966854-What-Buyers-and-Sellers-Should-Expect-to-Pay-at-Closing

Portland Home Prices Hold Steady as Inventory Edges UpAs a proud native Oregonian and Principal Broker with Summa Real E...
09/18/2026

Portland Home Prices Hold Steady as Inventory Edges Up
As a proud native Oregonian and Principal Broker with Summa Real Estate Group, I keep a close eye on our local housing trends to ensure my clients feel informed and supported every step of the way. Right now, Portland’s median list price stands at $595K—slightly down 0.7% from last year, but still outpacing the national median. We’re seeing a 2.8% increase in active listings, while new listings dipped by 1.7%, and about 30.5% of homes on the market have had price reductions. On average, homes are spending 61 days before finding their next owner. Navigating these shifts can be emotional and sometimes overwhelming, but my goal is always to guide you with trust, dependability, and care, so you can move forward with confidence in your real estate journey.


https://www.housing-trends.com/agent-news/kristin-garnett/1971902-Portland-Home-Prices-Hold-Steady-as-Inventory-Edges-Up

09/17/2026

U.S. Starter Buyers Gain Leverage
Navigating the starter-home market has changed—entry-level buyers are now seeing more balance, with expanded options and far less of the bidding war frenzy we’ve grown used to. This shift means you can consider asking for seller credits, help with closing costs, rate buydowns, post-inspection repairs, or even longer inspection periods. Sometimes, sellers are even including appliances or furnishings. Well-priced homes in great condition still tend to move quickly, but if you spot a listing that’s been sitting or needs a little love, the door for negotiation is wider than it’s been in years.

Of course, affordability is still a real concern—average 30-year mortgage rates have hovered around 7% both in mid and late Q3 2026, making it more important than ever to keep your savings, credit, and monthly budget in line with your home goals. As someone who’s always prioritized my clients’ peace of mind, I believe this market offers opportunity for those who are prepared. My focus is always on guiding you through each step, so you can feel confident and secure as you move toward homeownership.

09/16/2026

What Smaller U.S. Homes Could Mean for Buyers
Over the past decade, we’ve seen a shift in the size of new single-family homes across the U.S. The average has dropped from 2,700 square feet to 2,400 square feet, while the price per square foot has surged by about 72%. By 2025, one in four new homes sold measured under 1,800 square feet, a noticeable jump from just one in six ten years ago. At the same time, larger homes (3,000 sq-ft or more) have become less common, now making up only one in five new builds compared to one in three before. Builders are turning to smaller, more efficient designs to help offset higher costs for land, labor, and materials—especially important as mortgage rates hover between 6% and 7%. For those focused on budget or buying a first home, these smaller options can mean lower down payments and monthly expenses, though the increased price per square foot reminds us that affordability is still a real challenge. As someone who’s dedicated to guiding clients through every emotional twist of the homebuying journey, I’ve seen how finding the right fit—size, cost, and comfort—matters more than ever. Trust and dependability are always at the heart of my approach, especially as the market continues to change.

09/15/2026

Portland Market Trends: Insider Update with Kristin Garnett
Let’s connect and talk about the latest insights in the industry!

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