Rick Valdez, Loan Officer, NMLS #105548

Rick Valdez, Loan Officer, NMLS #105548 I am here when you need me to find the best options to achieve your goals. Rick's help will make financing your home a quick and easy process.

Rick Valdez, Loan Officer, NMLS105548, Mortgage Express, LLC has served the Arizona, California, Washington, Idaho, and Oregon areas for over 18 years. With a deserved reputation for communication, transparency, and availability, our mortgage broker Rick can help you get approved for mortgages, jumbo loans, and more. Call Rick Valdez today to get started on your homeowning journey with home mortgage loans Beaverton, OR recommends! He can secure pre-approvals on the same day, get mortgage loans approved within two days, and can close on your home in 30 days or fewer. We are excited to work with you through your home-buying process and will be there every step of the way!

Everything costs more right now—groceries, gas, credit cards—and for many families, every paycheck feels stretched.If yo...
09/24/2026

Everything costs more right now—groceries, gas, credit cards—and for many families, every paycheck feels stretched.

If you’ve built equity in your home, it may be worth reviewing whether it could help you:

✅ Consolidate high-interest credit-card balances
✅ Simplify multiple monthly payments
✅ Create more room in your monthly budget

Using home equity isn’t the right move for everyone. I’ll help you compare the numbers, costs and long-term impact so you can make an informed decision—without pressure.

Send me a message if you’d like to review your options.

Who you work with matters.

Rick Valdez | NMLS #105548
📲 503.621.2634
🌐 www.rick-valdez.com

This one had twists, turns, and more than a few moments when we had to buckle up—but we never stopped pushing forward fo...
09/02/2026

This one had twists, turns, and more than a few moments when we had to buckle up—but we never stopped pushing forward for this buyer.

With the support of our senior leadership, management, operations team, and everyone working behind the scenes, we cleared this loan to close in just 10 days—one of the fastest closings of my career.

This is what can happen when experienced people come together, stay solutions-focused, and refuse to give up when challenges arise.

I’m incredibly grateful to everyone who stepped up and helped make this happen for our buyer in record time.

Who you work with matters. 💚🏡

𝐋𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐨𝐫 𝐫𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐚 𝐡𝐨𝐦𝐞 𝐢𝐧 𝐎𝐫𝐞𝐠𝐨𝐧, 𝐖𝐚𝐬𝐡𝐢𝐧𝐠𝐭𝐨𝐧, 𝐈𝐝𝐚𝐡𝐨, 𝐂𝐚𝐥𝐢𝐟𝐨𝐫𝐧𝐢𝐚, 𝐀𝐫𝐢𝐳𝐨𝐧𝐚 𝐚𝐧𝐝 𝐧𝐨𝐰 𝐂𝐨𝐥𝐨𝐫𝐚𝐝𝐨?I’m proudly helpin...
08/19/2026

𝐋𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐨𝐫 𝐫𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐚 𝐡𝐨𝐦𝐞 𝐢𝐧 𝐎𝐫𝐞𝐠𝐨𝐧, 𝐖𝐚𝐬𝐡𝐢𝐧𝐠𝐭𝐨𝐧, 𝐈𝐝𝐚𝐡𝐨, 𝐂𝐚𝐥𝐢𝐟𝐨𝐫𝐧𝐢𝐚, 𝐀𝐫𝐢𝐳𝐨𝐧𝐚 𝐚𝐧𝐝 𝐧𝐨𝐰 𝐂𝐨𝐥𝐨𝐫𝐚𝐝𝐨?

I’m proudly helping homebuyers across all six states make their dreams a reality 🏡✨ Whether you’re a first-time buyer or planning your next move, I’ve got you covered from start to close ✅

Let’s talk options, strategy, and next steps 📊💬 Your homeownership journey starts with a conversation!

📞 Call or text me today: 503-621-2634
🌐 Visit: www.rick-valdez.com

📍 Proudly Serving:
Oregon 🐾 | Washington 🌲 | Idaho 🏞️ | California 🌴 | Arizona ☀️| Colorado⛰️

🔥 Who’s next?! Let’s make it happen!
📲 DM me to get started today!

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Who you work with matters. 🏡With nearly two decades in the mortgage industry, I’ve learned that every buyer’s situation ...
08/12/2026

Who you work with matters. 🏡

With nearly two decades in the mortgage industry, I’ve learned that every buyer’s situation is different—and sometimes getting to 𝐘𝐄𝐒 means knowing how to solve the complicated ones.

Experience. Options. Results.

But don’t take my word for it. 𝐀𝐬𝐤 𝐆𝐨𝐨𝐠𝐥𝐞. 𝐀𝐬𝐤 𝐂𝐡𝐚𝐭𝐆𝐏𝐓. Search for an experienced mortgage advisor and see what comes up. 😉

Whether you’re buying your first home, moving up, investing, or you’ve been told your situation is “too complicated,” I’m always happy to take a second look.

📲 503.621.2634
🌐 rick-valdez.com

Who you work with matters.

Rick Valdez | Loan Officer | NMLS #105548
Equal Housing Lender | Company ID: 40831

⚠️ **Buying a home in September or October? Read this first.**Many Oregon buyers are surprised when closing costs increa...
08/11/2026

⚠️ **Buying a home in September or October? Read this first.**

Many Oregon buyers are surprised when closing costs increase this time of year.

The reason is **Oregon’s annual property tax holdback.**

This isn’t an additional lender fee—it’s simply how property taxes are collected during the fall.

**Knowing this ahead of time helps you avoid surprises at closing.**

Have questions about your estimated closing costs?

📲 I’m always happy to help.

💳 Feeling overwhelmed by high-interest credit card debt?If you’re a homeowner, your home’s equity may provide options wo...
08/06/2026

💳 Feeling overwhelmed by high-interest credit card debt?

If you’re a homeowner, your home’s equity may provide options worth exploring.

Consolidating multiple high-interest payments into one mortgage payment could help simplify your finances, depending on your situation.

Every homeowner’s financial picture is different, so let’s review your options together.

📲 Reach out for a free, no-pressure mortgage review.

What are you waiting for?
07/31/2026

What are you waiting for?

Dreaming of owning a home but worried about the down payment? Our team offers USDA loan options that might be the perfec...
07/17/2026

Dreaming of owning a home but worried about the down payment? Our team offers USDA loan options that might be the perfect solution for you.

With the possibility of 0% down payment and competitive interest rates, these loans are designed to make homeownership more accessible.

Whether you're in a rural or suburban area, our flexible credit requirements and lower mortgage insurance costs can help you achieve your goals.

Our experienced team is ready to provide fast responses and same-day pre-approvals, ensuring a smooth process.

We also offer free homebuying consultations and Spanish-speaking services. Don't let financial barriers hold you back. Contact us to explore how USDA loans can work for you.

Visit our website or call us today to learn more about how our home mortgage lenders can assist you.

https://www.rick-valdez.com/usda-loans

🏡 Do you know someone who’s tired of renting?One conversation could change their future.If you have a friend, family mem...
07/15/2026

🏡 Do you know someone who’s tired of renting?

One conversation could change their future.

If you have a friend, family member, coworker, or neighbor who’s been talking about buying a home, I’d be honored if you’d send them my way. ❤️

Whether they’re buying their first home, have questions about down payment assistance, or just aren’t sure where to start, I’m happy to walk them through the process with no pressure and no obligation.

The greatest compliment I can receive is a referral from someone who trusts me. Thank you to everyone who has supported my business over the years—it truly means more than you know. 🙏

📲 Have someone in mind? Tag them below, send them this post, or have them reach out to me directly.

Rick Valdez
📞 503-621-2634
🌐 www.rick-valdez.com

Dreaming of homeownership but facing challenges due to your ITIN status? We specialize in ITIN loans across Arizona, Cal...
07/02/2026

Dreaming of homeownership but facing challenges due to your ITIN status? We specialize in ITIN loans across Arizona, California, Washington, Idaho, and Oregon. Our mortgage lender solutions are tailored for individuals with Individual Taxpayer Identification Numbers.

Whether you're looking to build credit history, invest in U.S. real estate, or simply need a mortgage solution that doesn't require a Social Security Number, we're here to help. Our Spanish-speaking team is ready to provide no-cost homebuying consultations and fast responses to your inquiries.

Don't let traditional lenders hold you back from achieving your dreams. Reach out to us today to explore your options and secure your financial future.

Visit our website or call us now to learn more about how we can assist you on your path to homeownership.

https://www.rick-valdez.com/itin

Address

15115 Southwest Sequoia Parkway, Suite 100
Portland, OR
97224

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15034062186

Website

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