06/15/2026
Here's the reality right now.
Rates are staying in the mid‑6s because inflation is still elevated.
A lot of buyers are sitting on the sidelines—confidence is low.
But inventory just dropped below last year, so supply is tightening.
That's usually when competition starts to build again.
So you don’t have to love the rate—you just need the right strategy to move at the right time.