Terri Kothandaraman-New Age Real Estate

01/27/2026

If you’ve been waiting on the sidelines because of mortgage rates, you’re not alone — and you’re not wrong to ask questions.
Here’s what many buyers don’t realize 👇

✔️ Rates change, but opportunities still exist
✔️ You can often refinance later — you can’t renegotiate the purchase price
✔️ Sellers are more flexible when fewer buyers are competing
✔️ Creative options like rate buydowns, seller credits, and new-build incentives can make a big difference

The “perfect rate” matters — but so does timing, strategy, and the numbers that actually affect your monthly payment.
Whether you’re buying now, waiting, or just watching the market, having the right information makes all the difference.

📩 If you want a no-pressure breakdown of what today’s rates could look like for you, send me a message. I’m happy to walk through options and scenarios.
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New Age Real Estate 🏡
Modern strategy. Real results.

08/13/2025

Buying Your First Home? Here's What You Need to Know!

Becoming a Homeowner is exciting, but if you have never done it before the process can be overwhelming. Here's a simple guide to help you get started, including details about credit, tax records, down payments, and special bank programs that can help make buying easier.
1) Check Your Credit
Some Lenders look for a credit score of 620 or higher, though some programs accept lower scores with 100% financing. The better your score, the better your loan options and interest rates. It is recommended after acquiring your credit score to fix errors before applying.
2)Gather Your Documents
You'll typically need tax returns for the past 2 years, recent paystubs or proof of income, bank statements for the last few months, ID and proof of residency
3)Understand Down Payments
Standard loans often require 3%-5% down. FHA Loans may require as little as 3.5% down. Some bank loan programs like Vanguard or USDA may offer $0 down payment options in approved locations.
4)Explore First-Time Home Buyer Bank Programs
Many Lenders offer:
Lower down payments, reduced interested rates and closing costs assistance, and flexible credit requirements
5)Get Pre-Approved
Knowing your budget helps you shop confidently and gives you an advantage when making offers.
6)Find the Right Home and Make an Offer
Work with a real estate professional who can guide you through neighborhoods, pricing and negotiations.
7)Inspection, Appraisal & Closing
These steps protect your investment and ensure you're paying a price before you get our keys

08/01/2025

📍 Spotlight on West Plano: Why 75093 is One of the Most Sought-After Zip Codes in North Texas
If you're considering a move to Plano, keep your eye on 75093 — one of the most established and desirable areas in the city.

Here’s what makes it stand out:

🏡 Beautiful, Mature Neighborhoods – From custom homes to gated communities like Willow Bend, this area offers space, character, and curb appeal.

📚 Top-Rated Schools – Zoned for some of the best public schools in Plano ISD, 75093 is a favorite among families.

🚗 Convenient Location – Easy access to Dallas North Tollway, George Bush Turnpike, and just minutes from Legacy West and The Shops at Willow Bend.

🛍️ Luxury Living & Lifestyle – From golf courses to high-end shopping and dining, everything you need is close by.

💡 Local Insight: Homes here often sell quickly — and many buyers are relocating from out of state or other parts of DFW.

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📲 Want a list of available homes or a quick property value check for your house in 75093? Message me today or text 469-406-5680 — I'm happy to help!

#75093

04/09/2022

Congratulations on your new home purchase. I hope your new home provides you years of enjoyment and a peaceful lake retreat from the rest of the world. I'm ecstatic to see that you are completely satisfied with the level of service which I provided to you, and look forward to working with you again in the future.

01/04/2022

Tired of living in the city? Invest in a lake house on beautiful lake Texoma in Pottsboro, TX.

Great lake area property in Preston Cove Estates with muc...

01/04/2022

Beautiful 3-bedroom home in west Sherman. This open conce...