Tonia Sells WA

Tonia Sells WA Raised in Poulsbo, Tonia understands the numerous intangible benefits of life on the Kitsap Peninsula

Fun times at Banks Lake!
07/15/2025

Fun times at Banks Lake!

Well that’s a wrap. We have a high school graduate!
06/14/2025

Well that’s a wrap. We have a high school graduate!

Audina’s 8th grade dance!
06/07/2025

Audina’s 8th grade dance!

This kid cracks me up. Had to pull the jet skis out because we’re gonna have nice weather now he’s buffing them. He aske...
05/28/2025

This kid cracks me up. Had to pull the jet skis out because we’re gonna have nice weather now he’s buffing them. He asked if he could take them out by himself tomorrow he’s never even towed the trailer. I don’t think so!

12/11/2024

While it's easy to imagine that the mortgage process involves only yourself and the guy or gal behind the desk that takes your application, there are many people involved, each with his or her own duties. So, just who has their finger in your mortgage pie and why? The mortgage process typically has....

12/04/2024

Financing the Mobile Home Purchase Not too terribly long ago finding a loan for a manufactured home was a nightmare. Many lenders simply refused to lend on them. Today, however, with the Federal Housing Administration (FHA) insuring loans for manufactured homes, financing has become a lot easier. .....

11/27/2024

When the only thing standing between you and that house you've fallen in love with is a 'yes' or 'no' from a lender, it's devastating when your application for a loan is rejected. There are various reasons for loan rejections and some can be remedied quickly while others may take...

11/19/2024

PMI is one of those things in life that is both a curse and a blessing. Without it, cash-poor homebuyers can't get a loan. With it, your payments are higher, it takes a long time to get rid of (with some loans it never goes away) and it only protects the lender. PMI is short for 'private mortgage in...

11/11/2024

If you're considering buying a home, do yourself a favor and stop looking at homes for sale online and take some steps to ensure you save money on the purchase. Sure, it takes a little time and effort but the payoff may just be a lower monthly house payment. So, what's the First Step? You won't...

11/03/2024

If your family seems to be sneezing and wheezing more than they should be, suspect a mold problem in the home. Physical symptoms of a mold infestation mimic those of allergies and the flu, with headaches and asthma as common complaints. What is Mold? Molds are micro-organisms that use enzymes to bre...

10/26/2024

You don't need a big yard to enjoy gardening; even a small patio can be transformed into a colorful oasis. Container gardening isn't quite the same (care of the plants is a bit more challenging for one thing), but a container garden or patio can be just as attractive as those grown in the dirt. You....

10/19/2024

Checking the heating and cooling system is one of the most important parts of routine home maintenance and one that many homeowners pay little attention to. Once they learn, however, that the price of a new system could set them back between $5,000 and $7,000 their interest in maintaining it increas...

Address

PO Box 1202
Poulsbo, WA
98370

Telephone

+13606891198

Website

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