Shekhar Nepal,.

09/09/2023

Ready to sell your home, but worried interest rates might limit your pool of buyers?

Howard Hanna has the answer.℠⁠

With Rate Reducer, buyers can temporarily lock in a lower interest rate today and potentially refinance at a later date when rates decrease.

NMLS # 101561: Terms and Conditions apply. Howard Hanna Real Estate Services is not a mortgage lender. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. Offer of credit is subject to credit approval. 800-400-4622 https://hubs.ly/Q01YQmF00

06/12/2023

In a real estate transaction, the buyer and seller will usually agree to have an escrow company hold the earnest money deposit and the down payment until the sale is finalized. The escrow company will also be responsible for collecting the property taxes and homeowners insurance premiums and making sure that they are paid on time.

Escrow can also be used to hold documents, such as the deed to the property or the mortgage documents. This can help to protect both the buyer and the seller from fraud.

Escrow is a valuable tool that can help to ensure that all parties involved in a real estate transaction are protected.

05/29/2023

There are many different types of liens, but the most common are:

Mortgage liens: These are liens that are placed on a property when a mortgage is taken out. The mortgage lender has the right to foreclose on the property if the mortgage payments are not made.

Tax liens: These are liens that are placed on a property when property taxes are not paid. The tax collector has the right to sell the property if the taxes are not paid.

Judgment liens: These are liens that are placed on a property when a court judgment is entered against the property owner. The judgment creditor has the right to sell the property if the judgment is not paid.

Liens can have a significant impact on the value of a property. If you are thinking about buying or selling property, it is important to check the property's title to see if there are any liens against it. You can do this by ordering a title search from a title company.

05/10/2023

05/09/2023

The purpose of designating an entire month as National Military Appreciation Month is to remind Americans of the service and sacrifice put forth by all our military service members as well as those who support them.

If you know an active-duty soldier or veteran, let them know you appreciate their service this month. Send them a small gift or card to thank them for their sacrifice.

05/05/2023

Did you know that Cinco de Mayo is not Mexico's Independence Day? It's actually a celebration of the Mexican army's victory over the French at the Battle of Puebla in 1862.

🎉 Happy Cinco de Mayo!