Taylor Riley, Realtor- W & Partners

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Taylor Riley, Realtor- W & Partners Edner Riley & Co. | Brokered by W and Partners
Wife | Twin boy mama
📍 Prescott Valley | Prescott | Sedona AZ 🌲🤎🗝️

JUST SOLD | This one is definitely one for the books! Some closings are smooth. Others require strategy, persistence, st...
10/01/2026

JUST SOLD | This one is definitely one for the books!

Some closings are smooth. Others require strategy, persistence, strong negotiation, and a whole lot of problem-solving. This was one of those deals.

For our first-time homebuyer, we negotiated:

✨ $13,000 in seller concessions
✨ An additional $7,000 seller credit for repairs
✨ A brand-new roof during escrow
✨ Repairs required after the appraisal

There were plenty of moments when this transaction could have gone a different direction, which makes handing over the keys that much sweeter. ❤️

We made it to the finish line—and our first-time buyer is officially a homeowner!

This is why who you work with matters. Buying a home isn’t always about simply finding the right property. It’s about having an agent who knows how to negotiate, problem-solve, communicate, and keep the transaction moving when challenges come up.

Thinking about buying your first home in Prescott, Prescott Valley, or surrounding communities? Let’s talk about what it could look like for you.

Edner Riley & Co.

A mortgage rate around 7% can feel high—especially when buyers remember the historically low rates of a few years ago.Bu...
09/29/2026

A mortgage rate around 7% can feel high—especially when buyers remember the historically low rates of a few years ago.

But here’s some perspective:

When you strip life down to the fundamentals, we all need a few basic things: food, shelter, clothing, and a way to get where we need to go. Shelter isn’t a luxury—it’s one of the foundations of everyday life.

Yet many consumers regularly pay 15%–25%+ interest on credit cards for groceries, gas, clothing, dining, travel, and other purchases—many of which are consumed or lose value.

So why are we willing to accept double-digit interest rates on so many things we buy, but hesitate at 7% when it comes to putting a roof over our heads?

And there’s an important difference: a home isn’t simply something we consume. Homeownership can provide shelter while also offering the opportunity to build equity and long-term wealth over time.

Does that mean the rate doesn’t matter? Absolutely not. Your monthly payment needs to make sense for your budget. But the interest rate is only one piece of the buying decision.

Depending on the property and market conditions, buyers may also have opportunities to negotiate price, ask for seller concessions, or potentially use concessions toward an allowable interest-rate buydown.

So maybe the question isn’t simply:

“Is the rate too high?”

Maybe it’s:

“Can we structure a purchase that makes sense for me right now?”

That’s the conversation worth having.

Thinking about buying in Prescott, Prescott Valley, or the surrounding area? Send us a message. We’ll help you look at the whole picture—not just the rate.

Edner Riley & Co.
Two generations. One standard.

Had to hop on the trend… 🤪🤪Meet Deal Duck — my tiny sidekick for the chaos. Real estate deals, raising twin boys, big pl...
09/23/2026

Had to hop on the trend… 🤪🤪

Meet Deal Duck — my tiny sidekick for the chaos. Real estate deals, raising twin boys, big plans, Jesus, good food, a little adventure, and somehow always finding another project to ask my husband to start. 😂

Basically my personality in mascot form: big plans, bright days & always another deal to chase. 🏡✨

Not necessarily.Mortgage rates matter, but so do home prices, inventory, buyer competition, seller concessions, and your...
09/18/2026

Not necessarily.

Mortgage rates matter, but so do home prices, inventory, buyer competition, seller concessions, and your monthly payment.

If rates fall, more buyers could enter the market—potentially creating more competition. Meanwhile, today’s market may offer opportunities to negotiate price, closing costs, or seller concessions that could potentially help with an interest-rate buydown.

The goal isn’t to find the “perfect” rate.

It’s to find the right home, payment, and terms for you.

Thinking about buying in Prescott or surrounding areas? DM us and let’s look at what makes sense for you in today’s market.

📍Mortimer Farms Dewey, AZ If you’re looking for the perfect fall day in Northern Arizona, add Mortimer Farms in Dewey to...
09/16/2026

📍Mortimer Farms Dewey, AZ

If you’re looking for the perfect fall day in Northern Arizona, add Mortimer Farms in Dewey to your list. 🎃🤎

Pumpkin fields, a corn maze, hayrides, farm animals, fresh fall treats, farm-to-table food, live entertainment and SO much for the kids — it’s one of those places that just feels like fall.

Their Pumpkin Fest & Corn Maze kicks off September 26th, making it the perfect little family day trip as we head into cooler weather.

09/14/2026

One of those traditions that just feels like home. 🤎

From the rodeo and livestock to fair food, rides, local vendors, and everything in between — the Yavapai County Fair is such a fun reminder of what makes living in Northern Arizona so special.
Real estate is so much more than the house you buy — it’s the community, the traditions, and the life you get to build around it.

Address

3605 Crossing Drive #B
Prescott, AZ
86305

Telephone

+15303070642

Website

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